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2003 - 2016



How to Find Extra Income
posted by: back_in_the_1980s@hotmail @ Sun May 29, 2016 11:08 pm
I live in an area with a high cost of living. Although I earn a six-figure salary, no one will hire my wife.

It is true that we own two houses, other than the apartment that we live in. And, we rent out those houses to tenants. But, we still owe mortgages on those two houses. So, we don't render much of a profit, from this "business venture".

There is not much of anything that we can cut back on.

As I said, we live in an area with a high cost of living. Moving is easier said than done.

Does anyone have any ideas, on how I can f...
Comments: 3 :: Read More >> How to Find Extra Income


Making Extra Money
posted by: NavyVet @ Fri May 27, 2016 11:17 pm
Hello,

First of all I'm new to the site so if this is in the wrong place I apologize. I will figure it all out in a few days.

I have a need to make a substantial amount of money. I currently have a great job, my wife is going to school on the GI Bill, we have cut back on everything to the bare minimum and we just cant get ahead. The bills are paid but there is nothing left. We live in a 2 bedroom house that is aprox. 800 square feet with our two children. I have 2 children from my previous marriage that are with us quite a bit as well. ...
Comments: 2 :: Read More >> Making Extra Money


Tax Exempt Bond funds for high tax bracket: good or bad?
posted by: lowrunner @ Fri May 27, 2016 9:15 pm
I've invested in the Vanguard Long Term Tax Exempt Bond fund as an overflow of savings after maxing out my retirements. I'm borderline 35-39% bracket. This fund has a return around 5%, which is quite a bit more if you factor in no tax. It seems like a fairly safe play for a decent long term investment. I understand this is not guaranteed income and it can lose money, and did some in 2008 though much less than the stock market. But i'm naive, and would love feedback and what I may not understand.
https://personal.vanguard.com/us/funds/sna...
Comments: 2 :: Read More >> Tax Exempt Bond funds for high tax bracket: good or bad?


Google Sniper Review
posted by: georgebrown @ Fri May 27, 2016 6:52 am
What is the simplest way to make money having a home based business? The answer is through an online/web business.

What are you looking to start an online home business? All you need is your working computer, net connection and a space in your own home. Where would you find each one of these? Of course in the home. Online business is undoubtedly the best model for a work from home business.

All you might want is a proper mindset, a plan along with a system that you follow. By having all of these, you might certainly generate income online...
Comments: 0 :: Read More >> Google Sniper Review


Loan Recommendation
posted by: bestconnection @ Thu May 26, 2016 1:29 pm
Hello Everyone, I am Richard Dagger a legal practitioner am into real estate business, I will like to share this great testimony on how I got a loan from this reputable and reliable lending company BEST CONNECTION FINANCE. early this year I was urgently in need of loan to purchase and renovate some properties when I can in contact with this lender who offered me the loan amount I needed so I thought it will be good to share my experience and also recommend this lender to whoever that may need any type of loan. Their contact email address is bes...
Comments: 1 :: Read More >> Loan Recommendation


How to spend $30k
posted by: Sdubz @ Tue May 24, 2016 4:47 am
Hi there,

I just had a $30k windfall and hoping for some advice on how to best utilize it. Some background and then my question below:

Mortgage interest rate if 4.75 but now that there is only 2 years left the majority of the interest was paid earlier in the loan. The monthly interest portion is $145 a month and every month it goes down by $6. So basically paying it off will save $1600 in interest but nothing to write off the end of each year for a tax benefit.

The equity line is $149,000 interest rate of 2.5% which fluctuates based on...
Comments: 5 :: Read More >> How to spend $30k


Top 5 Tips for Making Money in the Stock Market
posted by: PaperPath @ Tue May 24, 2016 2:29 am
1. Don't try to time the market

Do, invest in the market in regular time intervals, such as once a month or a predictable pattern or schedule. This is called dollar cost averaging, which allows you to diversify your buying times, so you buy the stock when it is up or low and over time it is averaged out.

2. Don't get engrossed in the news

The news, and mainstream market advice on TV, instills fear in most when it is not necessary. This causes the shareholder to make irrational decisions and costly mistakes.

3. Stick to the Plan!

...
Comments: 0 :: Read More >> Top 5 Tips for Making Money in the Stock Market


Need a car - Have other debt obligations... Help!
posted by: plush @ Mon May 23, 2016 4:47 pm
Hi everyone! I'm hoping for some sage financial wisdom. Here's what we're working with:

• 29 year-old married couple expecting first child next month
• Gross $180,000 per year as Realtors - NET $130,000
• Own 2 homes - 1 is a rental at $350/mo cash flow, other is modest 3 bedroom
• $33,000 in the bank - should be $45,000 by next month
•Paid off $105,000 in student loan debt, still owe $48,000 @ 6.8% interest (oops).
• No consumer debt, drive two 15 year-old high-mileage pieces of garbage, no loans.
• Lifestyle costs $3,20...
Comments: 8 :: Read More >> Need a car - Have other debt obligations... Help!


Critique my portfolio?
posted by: Ab6tractions @ Sun May 22, 2016 1:03 am
Hi all,

Please tear apart my hypothetical target portfolio! No pulled punches - I'm a bit green and hoping to learn quickly. Looking forward to hearing your thoughts.

Goal: Tax efficient, stress-free retirement. Ability to live $60,000-ish lifestyle in perpetuity (w/ inflation) Freedom and capital for modest creative ventures now and in the future.

Context: 35 years old, making around $100k salary, have $80k of shelter space built so far (Traditional IRA), and am able to max out 401(k) + Roth (or nondeductible IRA) yearly to continu...
Comments: 1 :: Read More >> Critique my portfolio?


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