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  Money Talk celebrates 11 years of great financial resources!
2003 - 2014



Financial Story Problem
posted by: rupert @ Sat Nov 22, 2014 2:48 pm
Story problem:
A 74 year old widow consults you for financial advise. Her annual income is $28,000. She still has a mortgage payment, $640, of which $150 is taxes & insurance. The loan is a 15 yr balloon at 6%, payoff is $73,000; this is her 5th year. Home appraises at about $100,000. She has an IRA worth $10,800 and has some vacant property worth about $30,000 which she's willing to sell. She has no debts besides the mortgage and her credit is excellent. In the short term, she needs some cash, say $3000, for home improvement, car repairs,...
Comments: 2 :: Read More >> Financial Story Problem


How do I add stock to a Roth IRA?
posted by: taxtorpedo @ Fri Nov 21, 2014 10:10 pm
I own a corporation. I wish to issue stock and
put that stock in a new Roth IRA account.

What exact steps do I need to take to accomplish
this goal?

Also, how long does the process take? I want to
complete it by the end of the year.

Idea
Comments: 1 :: Read More >> How do I add stock to a Roth IRA?


Do I purchase a house BEFORE or AFTER an economic collapse?
posted by: Wrecks-Cars @ Fri Nov 21, 2014 2:40 am
Many important people at the top of the financial food chain in America who are well in-the-know claim that a total collapse of the American economy and the dollar is imminent, that it has already started, that it is right around the corner, that it will make the crash of 2008 appear like a "Sunday picnic," that gasoline will go to $10.00 a gallon, and that it will rival the collapse of 1930.

For the sake of this question, let's say all these financial gurus are correct, and the crash actually happens within the next few months.

Do I dare...
Comments: 5 :: Read More >> Do I purchase a house BEFORE or AFTER an economic collapse?


The Federal Reserve vs. Investors
posted by: inthemoneystock @ Thu Nov 20, 2014 6:52 pm
As the Federal Reserve has back-stopped the market for six years with massive quantitative easing, the upswings have gotten more robust. On the other hand, the collapses have become more epic as well in the past few decades with Federal Reserve intervention. Just look at the tech collapse in 2000-01 and the financial collapse in 2008-09. Federal Reserve intervention was not as robust as it has been in the last six years but the markets still had epic collapses. As an investor and trader, the swings test the best in the business and ultimately m...
Comments: 1 :: Read More >> The Federal Reserve vs. Investors


Making Money Doing Things You Already Do Online!
posted by: lestat151 @ Thu Nov 20, 2014 12:45 am
Have you ever wondered how people make money online with there youtube videos,there games,or there blogs?? well im here to tell ya the secret.
its called Paid Links! all you need to do is sign up for a free account
here:http://adf.ly/?id=8189908
Then you need to figure out what kind of content you would like to share.
heres some things i post to make money! I share my pics on Facebook.
i share my videos on Youtube, I share recipes, i share my game downloads
and i share my knowledge !! and i get paid every time i share!!! and not Crap mone...
Comments: 0 :: Read More >> Making Money Doing Things You Already Do Online!


How To Make Money Online Sharing Your Content!
posted by: lestat151 @ Thu Nov 20, 2014 12:35 am
Have you ever wondered how people make money online with there youtube videos,there games,or there blogs?? well im here to tell ya the secret.
its called Paid Links! all you need to do is sign up for a free account
here:http://adf.ly/?id=8189908
Then you need to figure out what kind of content you would like to share.
heres some things i post to make money! I share my pics on Facebook.
i share my videos on Youtube, I share recipes, i share my game downloads
and i share my knowledge !! and i get paid every time i share!!! and not Crap mon...
Comments: 2 :: Read More >> How To Make Money Online Sharing Your Content!


$1000- Would Like to Turn It Into More, Ready to Take a Risk
posted by: ksknox @ Wed Nov 19, 2014 6:15 pm
I recently received a small inheritance and have $1000 that I'd like to turn into more. There's no rush- I just want to play around with the money some, get creative, and see what I can do with it.

I'm a single mom of a 10 month old with a full-time job so I don't have a TON of extra time but I do have some!

I am invested and have a good savings as well as a 401k and 529 so I am reading/willing/able to take a small risk and try something new and out-of-the-box.

Some ideas I had on my own:

- FOREX trading (have concerns about the res...
Comments: 2 :: Read More >> $1000- Would Like to Turn It Into More, Ready to Take a Risk


Just turned 30, not sure what to do with my money
posted by: SyZ @ Sun Nov 16, 2014 10:11 pm
Currently, I earn $46k a year and am looking at around a 6-9% increase in January. I put 7% into my company's 401k, which matches 75% up to 5% -> 10.75% of my income is being put into a 401k

I have 35k total debt, consisting of 28k student loans and 7k in a car loan. The student loans range from 2.8% to 6.8%, and the car loan is 1.95%. My current credit rating is considered 'excellent' by Credit Karma

I'm not in my field, and if I move in to it I might see higher pay, but that's not a guarantee and at this point I need to invest more t...
Comments: 11 :: Read More >> Just turned 30, not sure what to do with my money


Working and drawing a pension
posted by: TrailingBoomer @ Fri Nov 14, 2014 6:35 pm
Hi,
My not-for-profit employer (large hospital system) informed employees this year that new regulations for pensions (yes, a traditional defined pension benefit!) means that if you retire from the company before age 65, you may not work for them for a year. Again, my employer is telling us that this is a regulatory requirement.

Yesterday, a retirement and benefits specialist came to speak in our staff meeting. She informed us that prior to age 65, we could not both draw retirement and work for a different company.

No regulation has be...
Comments: 4 :: Read More >> Working and drawing a pension


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Poll

Should I buy cash, finance, or rent?

Buy a house cash and have zero mortgage [0]
Buy a house by financing after finding a lender to give a mortgage to someone without steady income [0]
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