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What are your picks for the best auto loan companies?
posted by: Peppermint0406 @ Thu Mar 23, 2017 12:03 am
I'm planning on buying a car and i want to find the best car loan rates. I am not sitting on a nice pile of cash, that's why for me the best auto loans are the ones with the lowest rates. I want to compare interest rates from outside sources (banks, credit unions, online auto-loan companies) and get pre-approved for the best loan I can find before I head to the dealer. What are your picks for the best auto loan companies?
Comments: 0 :: Read More >> What are your picks for the best auto loan companies?

Query related to autoloan
posted by: vincentb @ Tue Mar 21, 2017 8:44 am
I decided to buy a new car. I need to get a loan for it. I guess the interest rate will be different with different money lenders. Recently I read a blog regarding interest rate of car loans (https://www.autoloansolutions.ca/blog/what-will-your-car-loan-interest-rate-be-it-depends/). It describes the factors involved in deciding the interest rates. I read that credit score is an important element for this. What will be the good credit score to get the loan approved? What happens if our credit score is less? I hope somebody here can answer my qu...
Comments: 0 :: Read More >> Query related to autoloan

MyVanilla Prepaid Visa Card Problem
posted by: Nate37 @ Tue Mar 21, 2017 7:19 am
Hey all,

So a couple weeks ago I bought a MyVanilla Prepaid Visa Card. However, I did not read the fine print, etc. about setting up the card, and to activate it I need to provide a social security number. I do not feel comfortable doing so.

$30 is currently sitting on the card, and I was not sure what to do.

I have been looking online for ways to refund this (unactivated) card but nothing will work for me.

The only thing I can think of though is having someone take the card for themselves, in exchange for a gift card (likely and pr...
Comments: 0 :: Read More >> MyVanilla Prepaid Visa Card Problem

Income from Interest Investment Account
posted by: CredoWealthManagement @ Mon Mar 20, 2017 10:52 pm
While earning extra money comes in various forms and can be increased greatly with education, skills, and experience, interest from leveraging idle cash should not be neglected.

Did you know that your money can can actually lose value sitting in cash due to inflation?

Consider a conservative to moderate allocation in a low-cost, non-retirement Individual account so you have some cash flow from interest in addition to your other efforts or investments.
Comments: 0 :: Read More >> Income from Interest Investment Account

Key Investing Tips
posted by: CredoWealthManagement @ Mon Mar 20, 2017 10:31 pm
While there are a lot of "tips" and even opinions or preferences offered, most successful investors and advisors should agree with the following key elements for most investors:

-Select diversified funds (e.g. ETFs)
-Keep expense ratios low (cost of funds)
-Choose an appropriate fund allocation (e.g. stocks types, bond duration)
-Set up auto-deposits (dollar cost averaging can equal less expensive investing)
-Leverage technology (e.g. tax loss harvesting, automatic rebalancing)
-Focus on long-term investing (avoid short-term withdrawals...
Comments: 0 :: Read More >> Key Investing Tips

Market History is Our Friend but Time is Our Enemy
posted by: CredoWealthManagement @ Mon Mar 20, 2017 10:10 pm
As we evaluate our future planning for ourselve and our loved ones, there are a host of factors that affect our decisions. While some were affected by the market crash in 2008-2009, others rode it through and others may have missed an opportunity. How do you know what to do?

The answer may simply be a matter of perspective. If you look at 2008-2009 alone, it's scary. If you look at the market over its entire history, it's beautiful! Compare 5yr view to All at: https://www.google.com/finance?q=INDEXDJX%3A.DJI&ei=D1HQWLHFN4eejAHlwZq4Cw
Comments: 1 :: Read More >> Market History is Our Friend but Time is Our Enemy

Financial advice for a for a 23 year old
posted by: Tonyh119 @ Sat Mar 18, 2017 6:07 am
I am looking for some good advice on some financial decisions in my near future. I'll tell you about myself first. I am 23 years old, and recently "upgraded" as a captain at my regional airline, with a substantial pay increase to my minimum wage jobs I have previous held. I do have a substantial amount of debt. I currently owe $52,000 on my student loan at an interest rate of 8.25% as well as $4400 used car loan at an 11.4% interest rate. My minimum monthly payment on my student loan is $613 however I pay $750 a month. My minimum payment o...
Comments: 3 :: Read More >> Financial advice for a for a 23 year old

Recent Grad with some questions
posted by: JGT @ Wed Mar 15, 2017 2:07 pm
I am, as the title says, a recent graduate. I have my Bachelors in Business and I am currently looking into graduate school.
I want to get some advice on my finances, I have a really great job, especially since I just graduated last May.

I make about 60k a year (projected,I am on a day rate so it could go up or down depending) I have $570/month in student loans, around 3k left on my truck, plus all my home bills.

I loved finance and took some extra courses in school but that was all business/corporate finance and I am far from a corpo...
Comments: 12 :: Read More >> Recent Grad with some questions

Buying a home - lots of student debt
posted by: samhedenberg @ Mon Mar 13, 2017 4:56 pm
Hi all:
First post/new to the forum.

My wife and I are trying to buy our first house, and I am looking for some sound planning advice on how to get that done.

We are subscribers to the Total Money Makeover plan, but our situation prevents us from following the steps effectively.

We have about $11,000 saved for a down payment and are saving about $2500 a month. We have zero credit card debt and about $6,000 left on a car loan we have budgeted to pay off by September using the Debt Snowball method. We are both high school teachers and b...
Comments: 5 :: Read More >> Buying a home - lots of student debt

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