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Money is Obsolite (Read for More Information) Also Magnotube
posted by: Excentris @ Fri May 29, 2015 6:30 pm
Read all of this Before You Judge Me please this could help Humanity HARD!!!!

There is some New Technology that I Invented in here for you to read about but read about all of this...

Information on Descension!
The Black Sword... Money wins over Corperation.. but money lets them win.. and Corperation thinks they control it but it controls them,.. This is Deception by descension It is the Black Blade.. Money Use to be a Blade that Worked against Descension but the blade is dull and warn down and warped.. We need to drop it and move on.. Bu...
Comments: 0 :: Read More >> Money is Obsolite (Read for More Information) Also Magnotube


Retirment savings at 35 years old
posted by: neffjohn @ Fri May 29, 2015 4:28 pm
I am curious how I am doing with my retirement savings and welcome any advice or comments.

I currently work for the local government here in Arizona and make $53,000/year. I am 35 years old and single and have been working here for 7.5 years.

I contribute to the Arizona state retirement system (required to contribute at 11.48%). I have about $63,000 in the fund currently with some employer matching.

I also contribute to a 457 plan at 10% of my salary and have about $41,000 in there. I think that's pretty low for my age and am wondering...
Comments: 1 :: Read More >> Retirment savings at 35 years old


Need advice to plan for retirement
posted by: becky21 @ Thu May 28, 2015 3:05 pm
​All,

Very thankful for the learning and advice shared in this forum. It's informative and beneficial. Wish I had learnt these in 20s or 30s. I made few/many wrong choices about people, and investments. But now need your suggestion to do it right.

​Where I current stand is -

1​. ​48 single ​female,​ renting $750 pm, ​make $95k​​/year.

​2. 401k balance is $200,000 managed by Fidelity, $18,000 in IRA (Fund 2035), $10,000 in 3-5 years CDs at 2%.

3. Two loans - 401k loan of...
Comments: 21 :: Read More >> Need advice to plan for retirement


Do i sell the truck to get out of debt
posted by: crews58 @ Thu May 28, 2015 2:38 am
Currently i own about $5800 on a credit card with lower. interest rate is 5.9%
I'm about to start attacking it to get it down. but i have one tragedy that would chop the debt in half was wondering what others thought.
i own 4 cars.
A 2013 Sante Fe. i have payments on, also is my wife primary DD and family car
1999 trans am i own
2009 civic i own
and a 1994 chevy truck i own.
i could prob sell the truck between 3000-3500.
this would cut my debt in half or better but now I'm without a truck. i just bought it 3 months ago. whats the advic...
Comments: 2 :: Read More >> Do i sell the truck to get out of debt


USA Retirement Plan Distributions-Living in another country
posted by: Ang0905 @ Wed May 27, 2015 9:58 am
Hi,

I have a defined benefit Pension/Retirement plan, a 401K, and a Traditional IRA which I will receive distributions from when I retire. If I move to another country, from the USA to Costa Rica for example, or anywhere else, how do the taxes work on the distributions?

Do I have to pay US Federal Government taxes on the income distributions, or tax to the USA and Costa Rica?

Thanks. Very Happy
Comments: 2 :: Read More >> USA Retirement Plan Distributions-Living in another country


Solo 401K Question
posted by: a2743 @ Tue May 26, 2015 1:01 am
My wife has a small business, she is 71 years old with a SEP IRA and traditional IRA which she can no longer contribute too because of her age. She also now is required to take RMD from her IRA's. We have been told she can set up a solo 401K and instead of taking her $1000.00 a month wage she can contribute that amount to a 401K and take a business expense deduction on her taxes. Also, another benefit, no RMD. Since she will not be taking a wage she can take a distribution from the business as needed.

This sounds like a good plan, however, I...
Comments: 0 :: Read More >> Solo 401K Question


Federal Reserve to raise interest by september 2015
posted by: 27Rocks @ Fri May 22, 2015 2:59 pm
There has been a news that Federal Reserve is about to raise the interest rates by September 2015, experts say that there will be a rise in level of recession with this. As the same situation was observed in the year 2008 and there were a lot of changes brought into effect to deal with the situation.
http://www.profitconfidential.com/economic-analysis/interest-rate-hikes-may-cause-another-recession/
Comments: 2 :: Read More >> Federal Reserve to raise interest by september 2015


What are the options with home equity loan?
posted by: Matthew F. Hanks @ Fri May 22, 2015 5:02 am
Hello all, Do anyone here familiar with home equity? What are the best options? Sell, refinance or home equity loan. I am swimming in debt for the first time in my lifespan. I would like to secure some money to help me pay off some bills. I have equity in my house from The Financial Forum, Ontario ( Is it best to refinance this high interest loan, sell the house and use the profits to pay my bills, or take out a home equity loan? My first instinct is to remain in the house for a few more years because this area is increasing in value. How s...
Comments: 1 :: Read More >> What are the options with home equity loan?


Canada Needs to Act on Its Promise to Tackle Tax Havens
posted by: edward222 @ Tue May 19, 2015 10:21 am
Credit to: Offshore News Flash :
Canada Needs to Act on Its Promise to Tackle Tax Havens
Has Canada finally started to act on its promise to tackle tax havens?

Likely not. Government action to date has not matched the three-year-old promise to crack down on those who shuffle money out of the country to avoid paying their taxes. Last month’s federal budget promised $16 million a year for the Canada Revenue Agency to hire more auditors to go after aggressive tax planning that uses tax havens. But that hardly makes up for more than $600 mill...
Comments: 4 :: Read More >> Canada Needs to Act on Its Promise to Tackle Tax Havens


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