Home   Forums   401k   401k Rollovers  

Money Talk Links
Money Forum
  Active Topics
  Forum Advisor
Privacy Policy

Money Info

Credit & Loans
Check your Credit Report
Reduce your Rate
Prepaid Debit Cards
Cash Out Refinances
Mortgage Quote Request
Credit Repair Services

Web for Profit
Paid Online Surveys
SEO Basics
Directories and SEO

401k Info Center
401k Withdrawals
401k Rollovers
401k Loans
401k Limits

Financial Advice & Discussion
Investing Forum
Real Estate Forum
Retirement Planning
Thrift Savings Plan
Personal Finance Forum
Credit Forum
Tax Forum
Earning Forum
Webmaster Forum

Financial Resources

CNN Money

Financial Directory

Need lump sum payout? JG Wentworth for future payment purchase.

Free credit score check.

Welcome to Money Talk
From personal finance and making money, to financial news and small business, we cover it all at Money Talk.

Need financial advice? Pose your money questions in our money forums, we'll make sure they get answered.

If you are an experienced investor or financial advisor share your expertise and answers in our money forum. In return, we can help you promote your business. Webmasters, check out our webmastering for profit forum, also by contributing to our financial forum, you can earn credits toward free advertising.

  Money Talk celebrates 11 years of great financial resources!
2003 - 2014

pay off mortgage early?
posted by: linuxjim123 @ Sat Jan 31, 2015 4:58 am
Hello folks,
I know conventional wisdom says pay the mortgage and invest savings however I'm interested in your opinion. I am 37 and have almost 400k in my 401k. I have a mortgage and I have exactly enough in savings to pay it off. My wife is considering quitting working with our second on the way, However, with the mortgage, we can't afford it from a cash flow perspective. The savings is in a S&P inex fund and the mortgage is 2.75% for another 13 years. Question is; With the 401k in the market am I over exposed and would it be a...
Comments: 2 :: Read More >> pay off mortgage early?

posted by: sincityboy @ Fri Jan 30, 2015 3:18 pm

Hello people,

Did you ever had a problem with unpaid , overdue invoice from the company you have been working for ?
I do now!!

Let me know if any of you got a contact or cnowlage about how to vindicate a money from the company from Poland , that is overdue more than 60 days now.

let me know, I will be entering this page every 10 mins to get this issue sorted!
Comments: 1 :: Read More >> heeeeeeeeeeelllllllllllllllllpppppppppppppp

posted by: MissAnaKerr @ Fri Jan 30, 2015 10:24 am
New Year's Resolution: Is one of your personal goals involving personal financial management?

Happy New Year everyone! I just want to say, I hope we all have our new year's resolutions with us to keep us on track as to how we want our new year to go. I sure have my list with me. Now my question is, is your list SMART too?

I just want to share to you guys how much I realize that my last year's resolutions didn't go as planned. I told myself last year that I will save more, but after the end of the year I had little to no savings in my ban...
Comments: 0 :: Read More >> Plan SMART!

everybody can easily get $10 on HappyMinerCoupon.Com
posted by: kolotoc @ Thu Jan 29, 2015 9:18 pm
Hello Everyone,

I am telling you the legit website that paying 10$ for everyone who sign up on this site.

1. Go to http://happyminercoupon.com and signup

2. Post about it on 5 different forums

3. Redeem your free coupon

4. Go to https://www.virtaex.com and sell your coupon

5. Receive your easy $10 to PayPal or Skrill

This is legit and paying website.

I am also trying it out and as soon as I get the payment I will post it here.

Comments: 0 :: Read More >> everybody can easily get $10 on HappyMinerCoupon.Com

Anyone ever here about Phil's Gang?
posted by: BigBear69 @ Thu Jan 29, 2015 3:25 pm
If so I want to know if you had a good/bad experience. I will be glad to tell you my experience with Phil and the Gang. I have had a very good learning experience at www.philsgang.com Very Happy [b]
Comments: 0 :: Read More >> Anyone ever here about Phil's Gang?

28y & just discovering my financial profile
posted by: mattryan86 @ Thu Jan 29, 2015 3:20 am
Hi there. I'm 28 years old, debt free, renting, living very conservatively, making $40K a year, expecting a raise in the near future at the company I've worked at for 5+ years. I've began to think about buying a house in 6+ years and thinking about retirement when the time comes. So far I've got 40K cash saved up in a CD account making 1.3% interest off it. I'm just now realizing that investing in index stocks have FAR BETTER interest rates than my CD account and should most likely benefit me in saving towards a down payment on a house in the n...
Comments: 5 :: Read More >> 28y & just discovering my financial profile

Wife's 401k HELP
posted by: AppState @ Thu Jan 29, 2015 1:12 am
My wife has about 20k in her 401k. She puts 5% in and employer matches 3%. Her options are abundant, I have two questions:

1. What would be the best to invest in, there are so many good choices. Options are pasted below.

2. I have very few options at my work, I put in 17% and company matches 6%. Everything goes into FID CONTRAFUND (FCNTX). Should I lower my contributions and up hers? I have 30k in my 401k. We are both 30 years old and all our debt will be paid off in June except house and 1 car at 3%.

Thanks in advance for your...
Comments: 6 :: Read More >> Wife's 401k HELP

Doing my own 'Last Will and Testment' Can I do this.....??
posted by: raemart @ Wed Jan 28, 2015 9:39 pm
Hello, my IRA, Roth and personal brokeage accounts have designated beneficiaries and contingents so they are not in question upon my demise(long way out, I hope). However, homes and bank accounts need a completed 'Last Will and Testment' in order not to go into probate, correct? My question... is there a way to have designated beneficiaries on homes and bank accounts like we have with 401K's, Roth, IRAs and personal brokerage accounts?

I am making a will out now for homes, bank accounts and personal belongings etc, etc. I downloaded ...
Comments: 5 :: Read More >> Doing my own 'Last Will and Testment' Can I do this.....??

Student loan debt advice...
posted by: x3Harvey @ Wed Jan 28, 2015 1:24 am
My husband and I have been married for 2 years. We both work full time, have bachelor's degrees and are not underemployed. My husband is a Chemist and had $82,000 of student loan debt when we got married. We consolidated what we could, and even with consolidation, our minimum monthly payments were close to $800/month (now down to around $600 as we've paid off two loans). We normally overpay for a total of about $1000/month. There are four loans remaining, ranging from just a few thousand in principal to more than $20,000. Some of the loans are ...
Comments: 14 :: Read More >> Student loan debt advice...

Welcome Guest

Now: Sun Feb 01, 2015 11:38 am

All times are GMT

Log in


 Remember me

I forgot my password

Don't have an account yet?
You can register for FREE
Who is Online

In total there are 855 users online today :: 9 Registered, 0 Hidden and 846 Guests

Registered Users: AppState, blixet, braje, GardenCat, linuxjim123, millirenko, oldguy, payment proof, Wino

[ View complete list ]

Most users ever online was 5686 on Wed Jul 18, 2012 3:47 am


We have 31012 registered users

Welcome to our newest member linuxjim123

Our users have posted a total of 109877 articles within 23654 topics


Do you Plan SMART?

Yes [0]
No [0]

You must login to vote


Like money and games? Try your hand at winning cash prizes while playing fun arcade games at Arcade Boss!

Special Offers

Free Magazines
We're pleased to be able to offer free trade journals for qualified professionals in the financial and other industries. Available for our investment forum members and readers at no charge, no hidden fees and no obligation of any kind...

Money Talk © 2003-2014