Home   Forums   401k   401k Rollovers  

Money Talk Links
Money Forum
  Active Topics
  Forum Advisor
  Register
Privacy Policy


Money Info

Credit & Loans
Check your Credit Report
Reduce your Rate
Prepaid Debit Cards
Cash Out Refinances
Mortgage Quote Request
Credit Repair Services

Web for Profit
Paid Online Surveys
SEO Basics
Directories and SEO

Retirement
401k Info Center
401k Withdrawals
401k Rollovers
401k Loans
401k Limits

Financial Advice & Discussion
Investing Forum
Real Estate Forum
Retirement Planning
Thrift Savings Plan
Personal Finance Forum
Credit Forum
Tax Forum
Earning Forum
Webmaster Forum




Financial Resources

CNN Money

Financial Directory

Need lump sum payout? JG Wentworth for future payment purchase.




Free credit score check.





Welcome to Money Talk
From personal finance and making money, to financial news and small business, we cover it all at Money Talk.

Need financial advice? Pose your money questions in our money forums, we'll make sure they get answered.

If you are an experienced investor or financial advisor share your expertise and answers in our money forum. In return, we can help you promote your business. Webmasters, check out our webmastering for profit forum, also by contributing to our financial forum, you can earn credits toward free advertising.


  Money Talk celebrates 11 years of great financial resources!
2003 - 2014



Your thoughts on a personal investment strategy program!
posted by: PapaGeek @ Sat Nov 01, 2014 10:20 am
As my logon name indicates, Iím a computer geek! Actually Iím a recently retired Software Engineer whose last job was database management for a large Hedge Fund where one of their strategies was trend following.

I am working with a couple of friends to create a process that can analyze the current performance of a large list of mutual funds and then present the findings in an organized manor to help you invest in the best performing funds while diversifying your investments into multiple sectors of the economy.

The output of the process ...
Comments: 0 :: Read More >> Your thoughts on a personal investment strategy program!


Just hit 30. What am I doing with my money?
posted by: SyZ @ Sat Nov 01, 2014 8:02 am
I turned 30 last week, and paid off my credit card today. My current credit rating, at 50% utilization, was 747, and if it went above 750 after this last payment and paying it off I should qualify for all the 'excellent' credit cards, and I need to find which one I should get

I owe $7,200 on my 2011 Toyota Yaris, at 1.9% APR with a maturity date of 06/18

I owe $18k to Sallie Mae split across 5 loans with 3.8-6.9% interest

I owe $10k to MyFedLoan split across 2 loans with 2.8-6.8% interest

My current rent is ~ $750 after utilities, a...
Comments: 0 :: Read More >> Just hit 30. What am I doing with my money?


Best Online Investing Website to Increase your Income
posted by: onemilliondollarman @ Fri Oct 31, 2014 10:49 pm
Reduce risk and maximize return, learn how to make money investing online: buy daily asset shares online - ($10 per shares) Investing the money you have is the best way to double your income and get rich slowly, investing it make it work for you, not investing it make you work for it, buy shares today at Success Road To Wealth, asset shares up to 32.1% plus capital daily return. This is an amazing opportunity for you to make cool cash. Just to be clear on how this amazing schemes program work, visit. http://successclubtowealth.com/reg.php?ref=s...
Comments: 0 :: Read More >> Best Online Investing Website to Increase your Income


Self-Employed - Best Retirement Option?
posted by: rlashure @ Fri Oct 31, 2014 6:35 pm
My husband is 28 years old, self-employed, and without a retirement fund. I have one through my job, and would like him to start one ASAP. His business is just under two years old, and growing rapidly, but is currently not enough to give him much more than pocket change for a pay check every week.

I would very much appreciate any input on what he can do right now to at least get a retirement fund started, even if he is not able to contribute much right now. What is our best option?

Thank you!

Note: He did have a retirement fund when he...
Comments: 4 :: Read More >> Self-Employed - Best Retirement Option?


Reinvesting Capital Gains to Avoid Tax
posted by: perdiempt @ Fri Oct 31, 2014 3:29 am
From what I am reading on the internet, capital gains are not taxable unless they are realized gains. Does this mean that if I consistently reinvest all capital gains and dividends, I will not have to pay taxes until I sell the shares, even if I don't sell until 20 years from now?
Comments: 2 :: Read More >> Reinvesting Capital Gains to Avoid Tax


Two part-time jobs, no benefits, want to save for retirement
posted by: perdiempt @ Mon Oct 27, 2014 7:07 am
What is the best way to save for retirement when I am not eligible for any employer-sponsored plan? I have a Roth IRA but I will need to save more than that to be able to retire. Is there some other way for me to get the sweet deal that people get when they invest pre-tax dollars into a 401(k)? It seems unfair that I cannot save pre-tax dollars and then I get taxed again on any gains made.
Comments: 8 :: Read More >> Two part-time jobs, no benefits, want to save for retirement


Balance Transfer Problem
posted by: kaljr82 @ Thu Oct 23, 2014 3:10 pm
I am new here but need some help!

I recently initiated a balance transfer of $6600 from one credit card, to one I had where I could get 0% until mid next year when we get bonuses.
Anyway, everything was going smoothly I saw that the transfer check was sent, and cleared within a week, but I noticed the balance on the other credit card never went to zero.

I called and they said they never received anything. After speaking with someone from the other credit card company, it looks like when they initiated the transfer one digit of the cre...
Comments: 1 :: Read More >> Balance Transfer Problem


Advice desperately needed concerning my 401k
posted by: dedmunne @ Thu Oct 23, 2014 2:05 pm
I'm 49 years old and only have 51k in my 401k due to not being in a position to save for retirement until the last 8 years. I made my investment elections by looking at historical fund performances and basically left them alone.

I assumed y'all would want to see my choices and elections so I'll post them.

Interest Income Fund
Benchmark - Three Month Treasury Index - B of A 3-Month T Bill



Investment Grade Bond Index Fund
Benchmark - Barclays Capital Aggregate Bond Index



S&P...
Comments: 6 :: Read More >> Advice desperately needed concerning my 401k


Investment Learning Courses
posted by: johnnyD2014 @ Wed Oct 22, 2014 11:22 pm
I've heard about courses and material you can buy that are offered to assist an individual in learning how to invest in stocks/forex/options/etc.

What have you all heard about these courses, would you think they are worth it to check out, how should I learn about investing other than just simply reading about it?

What advantages or disadvantages can you see with this? I want to make sure I kind of cover all my bases before I get a course or product to help me learn how to invest.

Thanks!
Comments: 2 :: Read More >> Investment Learning Courses


Welcome Guest

Now: Sat Nov 01, 2014 12:16 pm

All times are GMT

Log in
Username:

Password:

 Remember me


I forgot my password

Don't have an account yet?
You can register for FREE
 
Who is Online

In total there are 1077 users online today :: 18 Registered, 0 Hidden and 1059 Guests

Registered Users: blixet, Bonzo1972, coaster, dalzelltracy, FinancialFreedom, Geofrey_GAMS, Grains, gztiger, littleroc02us, luces, MrNewEngland, oldguy, onemilliondollarman, PapaGeek, perdiempt, rlashure, SyZ, Wino

[ View complete list ]

Most users ever online was 5686 on Wed Jul 18, 2012 3:47 am
 

Statistics

We have 30754 registered users

Welcome to our newest member dalzelltracy

Our users have posted a total of 108842 articles within 23370 topics
 

Poll

What is your retirement plan earning?

0-4% [0]
5-8% [1]
9-12% [1]
13% + [2]

You must login to vote



Resources

Like money and games? Try your hand at winning cash prizes while playing fun arcade games at Arcade Boss!


Special Offers

Free Magazines
We're pleased to be able to offer free trade journals for qualified professionals in the financial and other industries. Available for our investment forum members and readers at no charge, no hidden fees and no obligation of any kind...












Money Talk © 2003-2014