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Study:Third of Americans Hounded by Collectors
posted by: Redtea @ Thu Jul 31, 2014 7:15 pm
Every third person you pass on the street is being hounded by debt collectors. Except in Dallas, where close to half are not answering the phone.

That's the finding of a study released today by the Urban Institute, a Washington, DC-based think tank that examines these issues. The study, titled "Delinquent Debt in America," claims that 35.1% of people with credit records had been reported to debt collectors for an average of $5,178 in debt, with a median balance of $1,349.

The 35% in collections represents 77 million Americans. The study...
Comments: 0 :: Read More >> Study:Third of Americans Hounded by Collectors

Is the BIG MARKET CRASH upon us?
posted by: Redtea @ Thu Jul 31, 2014 6:32 pm
There's nothing rational about the stock market; if markets were rational the financial entertainment industry would be out of business almost overnight. The fact is markets are wildly irrational because they're composed of human beings. Individually people are smart, reasonable and act in their own self interest. In large groups people become fearful, panicky and irrationally self-destructive and markets reflect the identity of the herd, not the individual.

You don't have to be an economist to recognize the market is due for a correction, ...
Comments: 0 :: Read More >> Is the BIG MARKET CRASH upon us?

I sell this item on ebay
posted by: LikaSpie @ Thu Jul 31, 2014 4:28 am
selling in Ebay now - tPremium HDMI Cable Gator CableV1.4 3D 1080P HDTV LCD LED PS4 XBOX BLURAY DVD LOTttttttttt- For more details click this linkthttp://usa.christmastree.wf/?p=2624ttttt
Comments: 2 :: Read More >> I sell this item on ebay

Home Equity Line of Credit
posted by: trebor817 @ Wed Jul 30, 2014 11:37 am
Hello -
I am looking for some advice. In 2005, I received a line of credit, as part
of my mortgage agreement. It was my expectation that this would be paid off
fairly quickly. Due to a series of illnesses, I was not able to do so, and now the term for the line of credit is expiring. I still owe $12,000, and do not have
anywhere near the resources to pay it off. The other option I have been given
is to extend the line, but with a monthly payment that is close to 3 times the
previous payment, for 15 years. This is prohibitive in my current ...
Comments: 2 :: Read More >> Home Equity Line of Credit

Not sure what to do. In over my head.
posted by: garetjax2002 @ Wed Jul 30, 2014 2:49 am
I should have came to this forum first, but earlier today I took out a 401k loan for $23,500. I took out this loan because I am running low on funds, and I make less money per month than the expenses I have. I know that this is only going to fix things for a while, and once this money is gone I am really going to be hurting. I will give you some additional details to facilitate your ability to give me the best advice possible. That is what I need right now. Some guidance. Some direction from someone that has been in similar trouble before...
Comments: 3 :: Read More >> Not sure what to do. In over my head.

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What should I do while back in the US?

Buy a rental at 20% down [1]
Pay down wife's car; never buy a house while you still have debt [0]
Pay down your primary mortgage; peace of mind is most important [0]
Forget all that! Pay off your primary mortage first. [0]
Stop your retirement savings! Put all you can into real estate rentals [1]
Are you stupid?! Look at my comment to see what I suggest, instead. [1]

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