Cash: $ 4.45
Joined: 18 Aug 2016
|What do you think of my Retirement Plan?
Income-$1350 per month Social Security (for both of us)
$500 rental income (Renting out two RV's on the property)
$1900 per month
Car insurance- $150 per mo (only one of us will drive)
Property Taxes-$150 (assuming it triples by then)
Cycling-$75 (Bike upkeep, clothing, tires,etc)
Solar Panels/battery upkeep-$25
$1725 per mo.
Currently ages 50 & 55. We'd live in a 280 sq ft tiny home with a large garage beside it... on 20 acres we just bought. Wood stove for heat. A little propane used for two appliances. Two year round springs provide water. No medical costs due to being Native American. This leaves almost $200 leftover per mo. Hopefully the majority of the leftover $$ will be saved for our sons inheritance.
Does this seem do-able? The land + home is worth a little over a hundred thousand dollars (being conservative). We would also grow much of our food. As we age, we will need to move because the town is located in a very remote area and on a very dangerous road.
We also might be foster parents again but now doing what’s called emergency placement (children would stay with us up to 48 hrs, arriving at all hrs of hte night until they found placement). We did foster care for 6 years some time back but it costs us a little money out of our pocket (about $100 month) because the subsidy was so low. We had a total of 8 kids in 6 years.
Does this seem like a decent enough retirement plan??
Would you enjoy it??
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