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Where to put money to invest better

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Money Talk > Investing, Stocks and Bonds

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californian12783
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Where to put money to invest better  Reply with quote  

hi, I am new here but I am seeking advice, I will be selling my home in this June, I will be making a profit of arund $80k where can I put this money into so it can grow more in the next 5 to 6 years?? I need help and advice thanks
Post Wed Mar 09, 2016 9:49 pm
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oldguy
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You don't have many options due to your shortterm (5 -6 years) need. For 5 years, a 5-year bond fund would work, they pay about 1.5%/yr right now.

If you can commit a part of your $80k for a longer duration, you could use longterm products that typically pay about an 11%/yr return, your money doubles every 6.5 years on AVERAGE. But the loses/gains could be almost anything in any one time block - it takes a few periods of time to cancel the ups/downs. FYI - $80k at 11%/yr for 30 yrs would be about $1,840,000 - it would be quite an opportunity for a young person who has the time to wait.
Post Wed Mar 09, 2016 11:16 pm
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RichS
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Can someone tell me where you can get an average of 11% today, 2016, without a tremendous amount of risk?
Post Wed Apr 06, 2016 3:23 am
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oldguy
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quote:
Can someone tell me where you can get an average of 11% today, 2016


It is not specific to 'today', or to 2016 - it's been averaging about 11%/yr for a century. Pick almost any 30-yr-block of time ( the usual wealth-building period that most of us have before we switch to wealth-preservation).

http://politicalcalculations.blogspot.com/2006/12/sp-500-at-your-fingertips.html#.VwSF9HqyD5x
Post Wed Apr 06, 2016 3:45 am
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Publius
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quote:
Originally posted by RichS
Can someone tell me where you can get an average of 11% today, 2016, without a tremendous amount of risk?


These two ideas are mutually exclusive. Risk is always proportional to return. oldbuy is talking about the overall equities market's return. The reason he is stressing a long term horizon is to mitigate the risk of short term down turns. It is true that the markets have returned annualized 10-11% with reinvested dividends over almost all 30 year periods for the last century+. The reason the long time horizon is important is because there have also been short periods of extreme loss. If you look at the peak to trough during the "great recession" the US equities market lost greater than 50%. So if you needed that money in 2009 to fund retirement or a large purchase, you would have been in tough shape.
Post Sun Apr 24, 2016 12:08 pm
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Rahimlakhany
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I think the BEST option is to divide it and NEVER put it all in one place. So, I will not suggest you to use all anywhere, but for certain part of it, I say try Forex trading and if you are not capable enough then there are masters out there who you could follow through your own setup and that will allow you to make money with absolutely doing NOTHING!
Post Fri Jul 14, 2017 8:11 pm
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Kamal Hossain
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I am completely for Forex trading, as it is a sort of business where there is massive potential and one can gain in massive way. I am joined with OctaFX who are the pioneer of this industry and from been licensed by FCA to award winning ECN company, it’s all here that makes them really standout. They even have segregated account that ensures our comfort along with instant payments without commissions at all which keeps it all pretty good to work around with.
Post Thu Jul 27, 2017 4:14 pm
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anirudh
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Investment Options  Reply with quote  

Investment Options

So why do people invest? Maybe they've been looking for financial security. What is the way that is best to achieve financial security? It’s to truly save and invest money for an extended time of time to possess a stability that is financial future. In line with the typical thinking of a lot of people, you need to work more if you need more money. It is that bunch of money going to be pleasurable if you don’t have the right time for you to relish it? You can’t have a clone of yours to exert effort each time for you so the expansion of income leads to an extension of one's hours that are working. The investment will make your money work for you, maximizing your earning potential to understand more info on the best investment options in 2017.

Two ways in which your cash could work for you personally are:

1. Money earns Money: You're able to give money to someone to put it to use for a pre-defined time period. That money will come back with an intention. Or you can also spend money on stocks.

2. thing that is buying could boost in value: You are an owner of something that you hope that its value will increase with time. During the right period of need, you can easily sell it and acquire the cash together with the profit.

You can find a various term that is a short long haul investments option you can purchase in 2017 like mutual funds, bank fixed deposits, equity shares, stocks and more. One can select the most appropriate investment option as per his needs, budget and future plans.

Risks and Returns will be the two terms that click in your thoughts instantly whenever you hear about Investment. All the three terms- Investment, Risks and Returns are interlinked and interdependent. High investment contributes to more risk which further contributes to higher returns.

Some individuals think that ‘Investing is Gambling’. However, these two terms can be different. One ought not to get confused with both. Gambling is putting money at risk by betting on an outcome which will be uncertain. It really works just on a hope which you might win the funds. But investing doesn’t work on this principle. Yes, there clearly was a risk but there is however also a security of getting an amount that is certain of after a defined time interval.

Timeframe, Tolerance, Diversification, and Knowledge, they are the four strategies which could lower your experience of investment risk. You should stay invested for extended in that product with that you feel safe. Don't get stuck in your one kind of investment option and put efforts to know the financial world in order to become an investor that is good.

Here we show up with the top 10 investment options that are best in India

1. Public Provident Fund

It's the safest and secure long-term investment product amongst the investment options that are best in India. It is totally tax-free. The money gets locked for the time of 15 years and you can earn compound interest from this account under the PPF account opened in bank or post office. You may extend the right time frame for the next five years. The drawback that is only of PPF account is you may be only permitted to withdraw your investment at the end of 6th year. In the event it is needed by you, it is possible to take a loan in the balance of PPF account.

2. Investing a Mutual Fund

Those who would you like to invest in equities and bond with a balance of risk and return generally elect to spend money on mutual funds. Nowadays investing in stock markets through a fund that is mutual a market trend. One of many investment options that are best in India is a mutual fund for a long period of the systematic investment plan. This investment plan will definitely give a much better return when compared with any kind of investment option in the market.

3. Direct Equity or Share Purchase

Make certain you know how to analyze a share stock prior to going to get direct equity or share. It will be the best between the range of top ten investment options that are best in India for any long period of the time. In the event that investment is for a time that is long, for example, more than 15 years, it really is somewhat certain that there will be higher return.

4. Real Estate Investment

One of many fastest growing sectors in India is real estate, holding the massive prospects in major sectors like housing, commercial, hospitality, manufacturing, retail and more. Buying a set or plot is the best decision among the investment options. The chance is very low considering that the rate of property increases within half a year.

5. Investing in Gold in different ways

Gold is among the oldest and evergreen investment products because the worth of gold increases quickly.

You can simply opt for any gold investment format like gold deposit scheme, gold ETF, Gold Bar, Gold mutual fund etc. gold investment can benefit in the short period of time if you are looking for a gold investment option.

6. Post Office Saving Schemes

Here is the best in top 10 investment options that are best in India that ensures the best return, there is a monthly income plan of Post Office Saving Schemes is extremely suited to retired persons with regular income requirements. This government scheme that is saving has any risk-related factor, however, the interest is very low.

7. Company Fixed Deposits

Company FDs are incredibly beneficial when compared with the financial institution FDs since it gives higher level interest. Be sure you select the investment period very carefully since it is not allowed to withdraw money before maturity. The corporate deposit that is fixed is not under any insurance benefits and neither it is under the control of the Reserve Bank of India. Company Fixed Deposits is the one regarding the top ten investment that is financial in India. So investors who are happy to invest for long term and will bear some level of risk can opt for company FDs.

8. Initial Public Offerings

IPOs is once in a very long time opportunity since it happens only once in almost every company. It is very attractive if launched because of the good and reputed company. You can find unique risks associated together with them. The lack of information links some uncertainties with IPOs. It’s a term that is a long option with low risk.

9. Unit Linked Insurance Plans

Additionally, it is known as ULIPs, which falls underneath the set of top 10 best investment options in India. It invests in debt and equities markets. The fluctuation is counted by the net asset value (NAV). It is not very known but, plays a role investment market that is important.

10. Invest in Bonds

Then you can try investing in bonds if you feel uncomfortable in investing in mutual funds and direct equity market investments. Investing in bonds can be one of the investment options that are best since there's a lot of good bonds which actually provide a high rate of return on investments. You can find bonds which can be underneath the regulation of government, as an example, a bond for ten years that is currently giving an interest rate of interest of 7.70%.

So, think, research, understand and decide the saving investment option that is best to stabilize your future.

About me:

Masters Degree in Marketing. Love ideating, conceptualizing, strategizing and branding. Head of Digital Marketing, storyteller by profession. https://www.mymoneykarma.com/ or for any loan related queries contact@ 7330755533
Post Fri Jul 28, 2017 6:09 am
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swipka777
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As far as I know, people are investing money in almost all. I am working at offshore company and now we started to build new offshores via offshore engineering software ( https://www.fieldap.com/). It's something new but we are sure that it worth investment and can bring additional money.
Post Thu Aug 03, 2017 7:19 am
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ProThinker
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Invest in stocks for best medium to long term appreciation  Reply with quote  

Module 1 of this 15-module investment course explains why investing in stocks is the way to go

https://prothinker.com/free-investment-course/
Post Thu Oct 05, 2017 4:12 am
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michaelbronislav
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haven't heard of futures trading before? better do some research. this is a is a form of investment in which traders speculate on the price of a commodity group. Future markets are very liquid, highly leveraged investments and speculators can make fast money.
Post Thu Oct 26, 2017 6:28 am
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Frank Holmes
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Right now, it should be without any doubt Forex with FreshForex that is the BEST place for investment with their sizzling 101% Tradable Deposit Bonus, it is really life changing and IF anyone wishes to succeed then it is absolutely must that we make investment in such place.
Post Sun Oct 29, 2017 7:14 am
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