Home     Forum     401k     401k Rollovers
    Register   Login   Members   Search   FAQs     Recent Posts    

Mysterious, anonymous cash deposit in bank account

Reply to topic
Money Talk > Personal Finance

Author Thread

Cash: $ 4.00

Posts: 14
Joined: 05 Sep 2016

Mysterious, anonymous cash deposit in bank account  Reply with quote  

Without giving too many specifics, has anyone ever had a complete stranger, who looked Middle Eastern or African, deposit several thousand dollars cash in your U.S. account? This was done in America, but the bank branch was 1,400 miles away from the account holder's home. The account holder (white) shared no history or ethnic ties with the depositor.
more: xe dongben x30

No ID was asked for by the teller; an odd loophole that many banks still allow. The depositor only needed to give the account number and holder's name, presumably hacked. They didn't even sign the deposit slip. The transaction showed up online as a "Counter Credit" - meaning they walked up to the teller's counter window to deposit cash. The depositor's identity was vaguely remembered by the teller but getting video footage required a court order. No obvious crime was committed and the cash was clean. A final outcome is pending, but banks mainly take notice when money goes missing so it's not a hot case.

I'm looking for direct experiences or educated guesses as to why someone would make such a deposit. Money laundering comes to mind but only makes sense if they thought they could take over the whole account later. Mistaken name identity (still shady) is another possibility. Another concept is random altruism, aka Pay it Forward by dice roll from a list of random account numbers, hacked or legit.

Thanks for any good theories.

Tags: xe tai 8 tan isuzu, giĆ” xe yaris 2017
Post Thu Feb 09, 2017 8:25 am
 View user's profile Send private message
New Member

Cash: $ 0.80

Posts: 4
Joined: 19 Aug 2017

 Reply with quote  

I've never had that happen to me before, but it seems very suspicious. There is a possibility that they are trying to launder money. Have they tried withdrawing any money from your account? If the money does not belong to you, I would recommend contacting your bank and getting it sorted out. This could end up badly if the problem is not resolved.
Post Sat Sep 02, 2017 11:14 pm
 View user's profile Send private message

Reply to topic
Forum Jump:
Jump to:  
  Display posts from previous:      

Money Talk © 2003-2016