simavo
First Time Poster
Cash: $ 0.20
Posts: 1
Joined: 28 Dec 2021
Location: San Francisco, United States
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| Way to Improve Credit Score |
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making payments on time helps in your credit score. Like with any credit card account, however, if you won't make payment on time your credit history will effect badly milestone
If you're using a lot of the available credit on your credit cards, you likely have a high credit utilization ratio that is hurting your score. Using your home equity line of credit to pay off those credit card balances—as long as you keep the balances at zero going forward—will lower your utilization and can give your scores a boost.
Here are some strategies to quickly improve your credit:
1. Pay credit card balances strategically
2. Ask for higher credit limits
3. Become an authorized user
4. Pay bills on time
5. Dispute credit report errors
6. Deal with collections accounts
7. Use a secured credit card
8. Get credit for rent and utility payments
9. Add to your credit mix
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