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jaden
New Member
Cash: $ 1.70
Posts: 8
Joined: 29 Jun 2011
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| investment mortgage brokers |
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Hello,
Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
Thanks..
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Tue Jul 05, 2011 9:45 am |
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chrisgayle
Contributing Member
Cash: $ 7.40
Posts: 37
Joined: 11 Jun 2011
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| investment mortgage brokers |
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A key component of personal finance is financial planning, which is a dynamic process that requires regular monitoring and reevaluation. The factors involved in financial planning are :
1. Assessment
2. Setting goals
3. Creating a plan
4. Execution
5. Monitoring and reassessment
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Fri Jul 08, 2011 4:26 am |
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jackmartin055
Full Member
Cash: $ 10.80
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Joined: 24 Jun 2011
Location: UK
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A debt instrument that enables the borrower (mortgagor) to receive funds to purchase real estate. In return, the lender receives a lien on the property as security that the loan will be repaid. The borrower receives access to needed funds and the lender earns interest. The borrower has full use of the property and ownership rights. The lien is removed when the mortgage is paid off in full.
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Fri Jul 15, 2011 2:23 pm |
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Kacper
New Member
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Joined: 15 Jul 2011
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One important aspect of personal finance is monitoring the efficiency of the budget and making adjustments when necessary. An adjustment may be required due to an increase or loss of income, unexpected events such as a natural disaster or health issue, or the expansion of the family unit through marriages or births. The idea is to always make the most of whatever assets are on hand while planning for future events to the best of your ability.
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Sun Jul 17, 2011 5:48 am |
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johnbush
Member
Cash: $ 2.00
Posts: 10
Joined: 13 Mar 2012
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Personal finance is indeed a difficult topic to learn, no wonder why some people avoid such this topic for discussion not knowing that personal finance is extremely important when it comes to managing your Money Flow
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Tue Mar 13, 2012 8:48 am |
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