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  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Fri Mar 31, 2017 12:27 am   Subject: Retiring in 4 days
Well, here it is a year and a half later, and I have been retired since then. Taking it easy and enjoying life. Made new friends, taken up new interests....life is good!
  Topic: bank error my favor
Chavak

Replies: 2
Views: 15849

Post image iconForum: Retirement Planning   Posted: Fri Mar 31, 2017 12:13 am   Subject: bank error my favor
safe to use this money

No, you can't use it, it is not yours!! You are supposed to return it, banks can make mistakes, that doesn't mean that you have no responsibility.

I agree, the money is n ...
  Topic: Helping elderly parent
Chavak

Replies: 8
Views: 30895

Post image iconForum: Retirement Planning   Posted: Mon Sep 12, 2016 2:49 pm   Subject: Helping elderly parent
The two reits, the Home Depot and the Kinder Morgan are the stocks that he sold

Sorry, I had it backwards, I thought that he BOUGHT those.
The tax-free muni bond fund is a good choice for an eld ...
  Topic: Helping elderly parent
Chavak

Replies: 8
Views: 30895

Post image iconForum: Retirement Planning   Posted: Mon Sep 12, 2016 3:45 am   Subject: Helping elderly parent
Yeah, that >$6000 fee to stir a $100,000 account was a pure fee-grab. And the choices were inappropriate, she should not be placed into individual stocks - nor should she be trading reits. I would ...
  Topic: Helping elderly parent
Chavak

Replies: 8
Views: 30895

Post image iconForum: Retirement Planning   Posted: Mon Sep 12, 2016 1:20 am   Subject: Helping elderly parent
there were two reits, Home Depot stock, and Kinder Morgan stock.

I hope it's okay to mention names here!
  Topic: Helping elderly parent
Chavak

Replies: 8
Views: 30895

Post image iconForum: Retirement Planning   Posted: Mon Sep 12, 2016 12:58 am   Subject: Helping elderly parent
My 91 year old mother's financial planner retired and a new man has taken over. He came and spoke to her about general concepts and ideas. After he left he sold some of her stock and invested the mone ...
  Topic: lump sum or pension?
Chavak

Replies: 10
Views: 24327

Post image iconForum: Retirement Planning   Posted: Tue Apr 05, 2016 3:10 pm   Subject: lump sum or pension?

I am going to be 59 on this Valentines Day, and have myself been trying to sort out when to go take widows benefits from my husbands SS. For me, I am eligible at 62 with a 4% reduction for each ye ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Tue Jan 12, 2016 2:00 am   Subject: Retiring in 4 days
What about to open an online or e-retailing business after retirement?
my best wishes are with you.

Thank you!
  Topic: Need To Figure Out What To Do With Inheritance
Chavak

Replies: 7
Views: 23919

Post image iconForum: Retirement Planning   Posted: Thu Jan 07, 2016 4:34 pm   Subject: Need To Figure Out What To Do With Inheritance
Another thought......instead of paying off the house all at once, just increase the amount of principal you pay each month. You could leave part of your inheritance in something that doesn't pay a lot ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Thu Jan 07, 2016 4:19 pm   Subject: Retiring in 4 days
Thanks for the tips! One of the rental properties I will probably eventually live in, and then
I will sell the other one along with my current residence. Fortunately, I live in an area with
high dem ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Tue Jan 05, 2016 4:47 pm   Subject: Retiring in 4 days
The real question is what did you work so hard for to be in this position, what was your end goal? Was your dream to travel more, live in a warm climate,

My end goal-our end goal-was to have t ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Mon Jan 04, 2016 4:59 am   Subject: Retiring in 4 days
Thanks, Dozulu!

Today was the first day I did not have to go into work. Which was great since we had snow and freezing rain.

I have visited MrMoneyMustache a couple of times, but will have more ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Fri Jan 01, 2016 11:05 pm   Subject: Retiring in 4 days

We retired 16 years ago, one surprise was that, even tho we travel more and spend more on entertainment, eating out, etc - our expenses are lower. Eg, no more $15,000/yr to pay into our SS/Med, no ...
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Wed Dec 30, 2015 3:15 pm   Subject: Retiring in 4 days
Thanks, goldsnhearts.

I think I am in good shape, but nervous about not working and bringing in a larger income.
It's nice to have the opinions of others.

Two more days, and I'm done!
  Topic: Retiring in 4 days
Chavak

Replies: 21
Views: 52352

Post image iconForum: Retirement Planning   Posted: Mon Dec 28, 2015 6:23 pm   Subject: Retiring in 4 days
Thanks Dozulu. I know they made changes to file and suspend but I haven't heard about changes regarding widow's benefits. Excellent suggestion to check on it though.
 
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