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  Topic: How can I retire early?
KatherineLee88

Replies: 13
Views: 6762

Post image iconForum: Retirement Planning   Posted: Thu Jan 05, 2012 12:31 am   Subject: How can I retire early?
Depressing to consider, but how long do you think you're going to be living off your retirement savings? Are you from a family that lives a long time? Living 20 years versus 30 or 40 can make a huge ...
  Topic: Favorite bank
KatherineLee88

Replies: 7
Views: 2491

Post image iconForum: Credit & Loans   Posted: Thu Jan 05, 2012 12:26 am   Subject: Favorite bank
I like Credit Unions
Oh. Yes. In general credit unions are suppose to be superb over banks with better interest rate offers.
I didn't open an account with the area credit union because I only plan ...
  Topic: Law Student Starting 2012: $60k - Buy House OR Pay Loans?
KatherineLee88

Replies: 12
Views: 3998

Post image iconForum: Personal Finance   Posted: Thu Jan 05, 2012 12:24 am   Subject: Law Student Starting 2012: $60k - Buy House OR Pay Loans?
Take the option that's the best option for your future. I don't see that being the cheap home/condo. Your education is always your best investment. And being able to choose your career path without ...
  Topic: Removed
KatherineLee88

Replies: 14
Views: 5158

Post image iconForum: Personal Finance   Posted: Thu Jan 05, 2012 12:21 am   Subject: Removed
Sounds like a huge breakdown in communication, I would see a pastor for marriage counseling and offer that to her if she would like your relationship to continue or your really looking at problems in ...
  Topic: Law Student Starting 2012: $60k - Buy House OR Pay Loans?
KatherineLee88

Replies: 12
Views: 3998

Post image iconForum: Personal Finance   Posted: Wed Jan 04, 2012 1:07 am   Subject: Law Student Starting 2012: $60k - Buy House OR Pay Loans?
Is a 60k home really going to be nice enough for your and your wife? Do you think it'll be easy to resell when you leave law school and likely move somewhere else to get this public interest job? Do ...
  Topic: Invest during med school or pay down unsubsidized loans?
KatherineLee88

Replies: 13
Views: 4913

Post image iconForum: Personal Finance   Posted: Wed Jan 04, 2012 12:58 am   Subject: Re: Invest during med school or pay down unsubsidized loans?
I've found that we'll have about $8K per year for the next couple of years that I can either put on my loans, invest, or save for emergencies, etc. I'm tempted to put it all in Roth IRA's because I kn ...
  Topic: Favorite bank
KatherineLee88

Replies: 7
Views: 2491

Post image iconForum: Credit & Loans   Posted: Wed Jan 04, 2012 12:50 am   Subject: Favorite bank
Well it is a good bank. Free checking and savings. I have my main VISA credit card through them which I earn rewards from.

They're layout for looking at your accounts online is easy to underst ...
  Topic: Question about debt.
KatherineLee88

Replies: 31
Views: 15534

Post image iconForum: Personal Finance   Posted: Mon Jan 02, 2012 6:03 pm   Subject: Question about debt.


No. My girlfriend is in school getting a BA in anthropolgy. She is almost finished with school. The downside is that she was recently diagnosed with Fibromyalgia and her body hurts all the time. ...
  Topic: Question about debt.
KatherineLee88

Replies: 31
Views: 15534

Post image iconForum: Personal Finance   Posted: Mon Jan 02, 2012 5:50 pm   Subject: Question about debt.
invest in personal copy of Microsoft Money or Intuit quickbooks
I do not think that is great advice. No one needs these programs to manage their money. If they have access to the internet www.Mint.c ...
  Topic: New physician, high income but high debt ... seeking advice
KatherineLee88

Replies: 22
Views: 10371

Post image iconForum: Personal Finance   Posted: Mon Jan 02, 2012 5:41 pm   Subject: Re: New physician, high income but high debt ... seeking adv
Not sure where to start...

I am 31 with a wife and 3 kids.

My current debts are:
-500k house
-250k student loans
-50k 2 car loans
-40k personal loan
-20k cc debt



How old are your chi ...
  Topic: best savings option with low income
KatherineLee88

Replies: 26
Views: 22340

Post image iconForum: Personal Finance   Posted: Mon Jan 02, 2012 5:32 pm   Subject: best savings option with low income
Although I largely agree with coaster on this,

if you're saving $100+ month you could drop the money into a Roth IRA.
I currently am a PhD student and take about 1800/mo home in a paycheck from ...
  Topic: Debt or no debt?
KatherineLee88

Replies: 18
Views: 9341

Post image iconForum: Credit & Loans   Posted: Mon Jan 02, 2012 2:28 pm   Subject: Debt or no debt?
How can there be such a thing as good debt? A debt is bad no matter how you look at it.

Refer back to oldguy and coaster.
Consumer (credit card) debt = bad

Borrowing money from banks at super ...
  Topic: Favorite bank
KatherineLee88

Replies: 7
Views: 2491

Post image iconForum: Credit & Loans   Posted: Mon Jan 02, 2012 2:24 pm   Subject: Favorite bank
US Bank.

Although, I cannot speak from experience with other banks other than a regional Minnesota one called Bremer Bank.


I LOVE US Bank though.
  Topic: Paid off my credit card... Now what do I do?
KatherineLee88

Replies: 14
Views: 8836

Post image iconForum: Credit & Loans   Posted: Mon Jan 02, 2012 2:21 pm   Subject: Paid off my credit card... Now what do I do?
It sounds like you are doing what you should to make the biggest impact on your FICO score.

Next you should look at what type of credits you do have - like the credit cards you hold (revolving de ...
  Topic: Car Loan Help
KatherineLee88

Replies: 30
Views: 18728

Post image iconForum: Credit & Loans   Posted: Mon Jan 02, 2012 2:13 pm   Subject: Car Loan Help
That interest rate is horrible!
Follow the above advice and try a credit union. Also, are you sure that your credit score is approaching 730? It sounds to me that you're doing a lot of credit shop ...
 
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