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  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Thu Jul 18, 2013 10:23 pm   Subject: 401(k) vs Investing - Where to put extra money?
They are the same. Eg, say that they both grow by 100X. You have $100,000 in one account and $78,000 in the tax-free account. But you owe 22% on the $100,000 (you sell it over a few years to avoid jum ...
  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Thu Jul 18, 2013 8:15 pm   Subject: 401(k) vs Investing - Where to put extra money?
The obvious issue here is the difference in gains between the tax-deferred 401(k) and the performance of the after-tax investment amount.

...a million is a million no matter what accounts you keep ...
  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Thu Jul 18, 2013 8:10 pm   Subject: 401(k) vs Investing - Where to put extra money?
Since your in your early 30's you easily have another 30 years to save for retirement. Look into Total stock index funds that track over 3k different American stocks. Since inception they have aver ...
  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Thu Jul 18, 2013 8:07 pm   Subject: 401(k) vs Investing - Where to put extra money?
'Despise'? lol - OK - but it is better to use math instead of emotion when investing. Eg, with our rental houses, I often refi and remove equity. Say I take out $50k. That costs about $300/m, ie $108 ...
  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Thu Jul 18, 2013 3:26 pm   Subject: 401(k) vs Investing - Where to put extra money?
Thanks for the advice.

I'm getting around 7% for the loan I'm paying atm. In my mind, paying that down faster is (in a way) like getting 7% ROI, but maybe that's not exactly true...

That's a go ...
  Topic: 401(k) vs Investing - Where to put extra money?
Kinaen

Replies: 18
Views: 70072

Post image iconForum: Retirement Planning   Posted: Wed Jul 17, 2013 9:32 pm   Subject: 401(k) vs Investing - Where to put extra money?
First time poster here. I'm hoping I can get some good advice on this subject... I've posted some background information near the end of the post in case it's necessary.

So here is my question:
...
 
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