Author |
Message |
Topic: 401k and 401K Roth Contribution |
Publius
Replies: 2
Views: 12414
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Forum: Retirement Planning Posted:
Wed Feb 08, 2017 4:03 pm Subject: 401k and 401K Roth Contribution |
This depends a lot on the period in your career, your salary (and therfore your current tax bracket) and the nature of your other retirement funds.
If you don't have anything in other ROTH accoun ... |
Topic: Agents advising me to turn in offer at or above list price? |
Publius
Replies: 4
Views: 13330
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Forum: Real Estate Posted:
Thu Jan 12, 2017 11:58 am Subject: Agents advising me to turn in offer at or above list price? |
No, that is not the norm, or at least shouldn't be. You need a new agent. The agent should be your advocate and guide. There is an inherent conflict of interest when it comes to the price you offer ... |
Topic: To new car or not to new car that is the question |
Publius
Replies: 2
Views: 13312
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Forum: Personal Finance Posted:
Thu Jan 05, 2017 2:24 pm Subject: To new car or not to new car that is the question |
The long term financial concerns aside, aren't you going to pay a bundle to ship the car to Europe? How long will you be in Germany? Why not sell the car here and buy another when you get to Germany ... |
Topic: Income tax shelter ideas, for job separation pay? |
Publius
Replies: 4
Views: 30179
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Forum: Personal Finance Posted:
Thu Dec 22, 2016 3:41 pm Subject: Income tax shelter ideas, for job separation pay? |
If your income isn't too high to qualify for the deductible IRA, then yes, you can open a traditional IRA and take the deduction on the 6500.
If your 401k plan doesn't allow for you to deposit a ... |
Topic: Is a loan worth it? Should I get it or not? |
Publius
Replies: 2
Views: 11842
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Forum: Personal Finance Posted:
Thu Dec 22, 2016 3:33 pm Subject: Is a loan worth it? Should I get it or not? |
If you can get a 48month loan at an interest rate that is less than the average interest rate you are paying on your other debts, then yes. Be careful of strings attached, but if this is a bank or c ... |
Topic: Payoff Question |
Publius
Replies: 10
Views: 32089
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Forum: Credit & Loans Posted:
Tue Nov 01, 2016 2:11 am Subject: Payoff Question |
your running up debt on a cc is an entirely different matter than what you are asking about. You know it is a problem, so you need to work on that separately. Whether or not you stick to that doesn' ... |
Topic: Experiences with buying a vacation home? |
Publius
Replies: 17
Views: 58836
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Forum: Real Estate Posted:
Sun Oct 30, 2016 2:36 am Subject: Experiences with buying a vacation home? |
Well nobody chimed in, but I've decided just twice a year doesn't justify the cost of a vacation home and its upkeep and I don't think we'd go much more often than that.
Agreed. We have looked at ... |
Topic: Traditional IRA vs. Roth (close to phasing out) |
Publius
Replies: 8
Views: 27219
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Forum: Retirement Planning Posted:
Thu Oct 27, 2016 2:19 pm Subject: Traditional IRA vs. Roth (close to phasing out) |
Wait, is this true? Capital gains don't go towards your agi when figuring tax brackets? |
Topic: Best Credit Card Company |
Publius
Replies: 9
Views: 23835
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Forum: Credit & Loans Posted:
Wed Oct 19, 2016 12:05 pm Subject: Best Credit Card Company |
There are plenty of options out there. But we have had a very good experience with American Express business charge card. It has pretty good perks, gives you the ability to lump all your purchases i ... |
Topic: Advice on SIMPLE IRA and 401k |
Publius
Replies: 10
Views: 33211
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Forum: Retirement Planning Posted:
Sat Oct 08, 2016 5:03 pm Subject: Advice on SIMPLE IRA and 401k |
A few points here. First, the $18k contribution cap is on YOUR contributions, not the combination of yours and the match. So if, hypothetically, your company matched anything you put in there 100%, ... |
Topic: Paying commission to an agent if you find your own house |
Publius
Replies: 8
Views: 28369
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Forum: Real Estate Posted:
Mon Oct 03, 2016 4:16 pm Subject: Re: Paying commission to an agent if you find your own house |
I've started looking for a house to purchase in another province. This will be my principal residence. I haven't signed up with an agent yet. I feel that buying directly gives me a bit more bargaining ... |
Topic: help me understand IRA |
Publius
Replies: 18
Views: 42672
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Forum: Retirement Planning Posted:
Sat Sep 24, 2016 3:53 pm Subject: help me understand IRA |
p.s. I, personally, max out my 401k and then put all additional invested $ in a taxable brokerage account. This has to do with our household income disqualifying us from taking advantage of the tax a ... |
Topic: help me understand IRA |
Publius
Replies: 18
Views: 42672
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Forum: Retirement Planning Posted:
Sat Sep 24, 2016 3:49 pm Subject: help me understand IRA |
Since you are not maxing the 401k ($18,000) why not put the extra money there? That way you get the tax deductions, the index funds that you like, and the convenience. And the regulations are the same ... |
Topic: Need advice. I don't know how to be an adult. |
Publius
Replies: 16
Views: 51160
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Forum: Personal Finance Posted:
Fri Aug 19, 2016 7:54 pm Subject: Need advice. I don't know how to be an adult. |
Congratulations on your sobriety! That's incredible and should be guarded as you go through these big changes.
They will walk him through filling out a W-4 that will determine how much taxes are ... |
Topic: More payment options |
Publius
Replies: 13
Views: 30293
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Forum: Earning & Income Posted:
Fri Aug 19, 2016 2:36 pm Subject: More payment options |
If it is available in his area, a service like grubhub.com allows customers to order directly from their website and process the payment through them. There are a lot of these types of services out t ... |
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