| Author |
Message |
 Topic: Cheap Auto Insurance |
SyZ
Replies: 7
Views: 18983
|
 Forum: Personal Finance Posted:
Fri Aug 07, 2015 4:11 am Subject: Cheap Auto Insurance |
| So I had an at fault bodily injury accident in November 2012 and it will go away in a few months. I've been paying over $170 a month for a 2011 Yaris with me as the only driver, in the bay area, this ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Wed Feb 11, 2015 1:17 am Subject: Just turned 30, not sure what to do with my money |
So I found a pleasant surprise at work today - apparently, last Friday the company's match was distributed:
http://i.imgur.com/tBuxcBx.jpg
For whatever reason, I thought this was already done. E ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Tue Jan 27, 2015 4:07 am Subject: Just turned 30, not sure what to do with my money |
I guess
I fully understand the risk versus return aspect, but we're not dealing with something like that, we're just talking about putting $40k down to avoid having a 1.9% interest loan, on the cha ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Fri Jan 23, 2015 3:33 am Subject: Just turned 30, not sure what to do with my money |
I feel like either everyone is doing it wrong, or I'm just missing something, and I can't be missing something, because the math is right
I had a woman the other day, 67, who had just retired, and ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Sun Jan 18, 2015 9:01 pm Subject: Just turned 30, not sure what to do with my money |
I agree that I'm messing up by paying too much in taxes, but how do I figure out the correct amount to owe? Ie, if they had a table:
1 ---> you will owe $1,000
2 ---> you will owe $5,00
3 - ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Fri Jan 16, 2015 2:46 am Subject: Just turned 30, not sure what to do with my money |
| The discipline and intelligence needed to attain that profession and salary would make you think the person could figure out how to manage money, especially since most people who go into those profess ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Thu Jan 15, 2015 3:37 am Subject: Just turned 30, not sure what to do with my money |
| I think I'll stick with the S&P500 in the 401k at 15% until I'm done with the 6.8% debters, then I'll reconsider a Roth option, also with the S&P500. The less time I spend thinking about my mo ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Mon Jan 12, 2015 5:54 am Subject: Just turned 30, not sure what to do with my money |
I think one of the biggest issues I have is what oldguy said about how easy it is to become a millionaire
I mean, it really does seem easy
And yet, it's supposed to be hard, right?
Hence the ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Sat Jan 10, 2015 4:52 am Subject: Just turned 30, not sure what to do with my money |
The reason everything is confusing is I have people telling me:
- Get a 30 year loan at 4% interest and use my capital elsewhere
- Get a 15 year loan, pay it off asap so I can have no debt and fre ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Thu Jan 08, 2015 5:20 am Subject: Just turned 30, not sure what to do with my money |
So my priorities in life right now should be, in this order:
- Putting 15% pre-tax into the company 401k, 100% into the S&P500, get the $.80 match up to 5%, and walk away with $8,550 added per ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Wed Jan 07, 2015 2:44 am Subject: Just turned 30, not sure what to do with my money |
| Well, right now I'm making 45k. If I'm a full fledged actuary in 10 years, working for the same company, my salary could be 200k (using today's standards, and the actuarial field can commonly have 5% ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Tue Jan 06, 2015 3:29 am Subject: Just turned 30, not sure what to do with my money |
Some interesting updates ..
I looked at the fee today for the S&P500 through my company and it's .08%, isn't that exceptionally low (good?)
They started a new Roth 401K plan for 2015, with t ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Sun Jan 04, 2015 8:44 am Subject: Just turned 30, not sure what to do with my money |
| That is true, however I'm still doing the 15% in the 401k - if I move some to the Roth, wouldn't it just mean that the $1,325,000 is split between the Roth and the 401k? The amount I'm investing isn't ... |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Sat Jan 03, 2015 6:56 pm Subject: Just turned 30, not sure what to do with my money |
| Would it be better to ignore a Roth for now, keep the 15% pre tax 401k contribution, and just focus on the 6.8%ers, and when those are gone save up the 3000 for the Roth? |
| Topic: Just turned 30, not sure what to do with my money |
SyZ
Replies: 105
Views: 202907
|
Forum: Retirement Planning Posted:
Sat Jan 03, 2015 7:33 am Subject: Just turned 30, not sure what to do with my money |
So, again, just so that I understand:
If I have 100% of my 'portfolio' in the S&P500, it's still diversified, as its split across 500 companies. I have some invested in well-established, slow m ... |
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