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  Topic: Sell rental condo or keep for equity?
blackcats

Replies: 0
Views: 161

Post image iconForum: Real Estate   Posted: Fri Dec 01, 2017 4:20 pm   Subject: Sell rental condo or keep for equity?
Thought I would post this here to see what you experienced folks think.
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  Topic: Will I lose my earnest money?
blackcats

Replies: 1
Views: 355

Post image iconForum: Real Estate   Posted: Wed Nov 22, 2017 7:37 am   Subject: Will I lose my earnest money?
hi all, I'm in a bit of a weird situation. I'm in escrow on a house we want to purchase. They accepted a contingency to sell and $30K under asking price. After we went into escrow they received severa ...
  Topic: Am I being unreasonable...or does my RE agent suck?
blackcats

Replies: 0
Views: 1454

Post image iconForum: Real Estate   Posted: Sat Sep 23, 2017 4:11 am   Subject: Am I being unreasonable...or does my RE agent suck?
Sorry if this comes across as a bit of a rant...but I've been working with an agent I found (via online referral/word of mouth) as a first time condo buyer for the past 2-3 weeks. And so far, I haven' ...
  Topic: Which credit card should I app?
blackcats

Replies: 2
Views: 11705

Post image iconForum: Credit & Loans   Posted: Thu Mar 02, 2017 9:22 am   Subject: Which credit card should I app?
I'm 4/24 (including CLOC); I was denied C$R. Was recently denied credit limit increase from NFCU. See my stats in my signature.

The denies were mainly due to late pays from 2015, about 2 on the 3 ...
  Topic: Just received $51.06 collection bill from Convergent
blackcats

Replies: 3
Views: 9975

Post image iconForum: Credit & Loans   Posted: Mon Feb 20, 2017 9:24 am   Subject: Just received $51.06 collection bill from Convergent
Hi thanks for reading this. On 1/19/2017 I received a letter from Convergent stating I owe them $51.06. I'm worried sick for a few reasons:
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  Topic: Mysterious, anonymous cash deposit in bank account
blackcats

Replies: 1
Views: 8600

Post image iconForum: Personal Finance   Posted: Thu Feb 09, 2017 8:25 am   Subject: Mysterious, anonymous cash deposit in bank account
Without giving too many specifics, has anyone ever had a complete stranger, who looked Middle Eastern or African, deposit several thousand dollars cash in your U.S. account? This was done in America, ...
  Topic: Do you Use Online Banking with BBVA Compass Bank?
blackcats

Replies: 1
Views: 12085

Post image iconForum: Personal Finance   Posted: Fri Jan 20, 2017 9:22 am   Subject: Do you Use Online Banking with BBVA Compass Bank?
I don't know if this is a nation wide problem or just in my local area, but Compass Bank online website has been experiencing technical difficulties. I first noticed this on November 8. I have called ...
  Topic: Agents advising me to turn in offer at or above list price?
blackcats

Replies: 4
Views: 11641

Post image iconForum: Real Estate   Posted: Thu Jan 12, 2017 8:43 am   Subject: Agents advising me to turn in offer at or above list price?
I'm perplexed. Twice now, when expressing interest in a house, the agent who is showing me the house (not the list agent), "advises" me that if I turn in an offer, it's best to do it right away since ...
  Topic: To new car or not to new car that is the question
blackcats

Replies: 2
Views: 11430

Post image iconForum: Personal Finance   Posted: Thu Jan 05, 2017 10:09 am   Subject: To new car or not to new car that is the question
I need you finance guru's to shake me back into reality.

I currently have a car (fiat) that is perfectly fine. Just reached 60,000 mile mark. Recently serviced and detailed to celebrate the new mil ...
  Topic: Is a loan worth it? Should I get it or not?
blackcats

Replies: 2
Views: 10223

Post image iconForum: Personal Finance   Posted: Thu Dec 22, 2016 8:31 am   Subject: Is a loan worth it? Should I get it or not?
So I have things that need paying. I've thought of getting a loan, then pussed out and didn't. But now, realistically, I'm running out of the choice to puss out. So I'm now with the option to get a lo ...
  Topic: Help I have 4 payday loans out and I can't pay them off!
blackcats

Replies: 3
Views: 12961

Post image iconForum: Personal Finance   Posted: Sat Dec 03, 2016 8:40 am   Subject: Help I have 4 payday loans out and I can't pay them off!
Ok, One day a long time ago I got an email about how I could have up to 1500 in my account the next day by just filling out a form. While, I filled it out, and they put 500 in my account. Well, the ne ...
  Topic: Protecting Yourself from Identity Theft
blackcats

Replies: 1
Views: 11897

Post image iconForum: Credit & Loans   Posted: Thu Nov 24, 2016 9:42 am   Subject: Protecting Yourself from Identity Theft
Hey everyone,

After working so hard to repair my husbands credit and making some improvements to mine, I was wondering about what can be done to protect our identities.

I know there are several ...
  Topic: First time home buyer - income tax questions
blackcats

Replies: 1
Views: 11354

Post image iconForum: Real Estate   Posted: Sat Nov 19, 2016 9:02 am   Subject: First time home buyer - income tax questions
So, my common law spouse and I purchased a house in August. I used money from my RRSP for the down payment. (Home Buyers' Plan)

I have two questions when filing my taxes for next year:

I read th ...
  Topic: How to buy a house NOT for sale?
blackcats

Replies: 8
Views: 16386

Post image iconForum: Real Estate   Posted: Mon Nov 14, 2016 8:29 am   Subject: How to buy a house NOT for sale?
I would like to buy the house next door. It has renters, and I've never met (or heard mention of) the owners, but according to tax records they live locally. It is not for sale. I plan on offering cas ...
  Topic: Sole Proprietor vs Incorporated for Independent contractor
blackcats

Replies: 0
Views: 12277

Post image iconForum: Personal Finance   Posted: Mon Nov 07, 2016 8:37 am   Subject: Sole Proprietor vs Incorporated for Independent contractor
I am a Finance professional in Ontario doing contracting jobs as a sole proprietor since past few months through a placement agency. Current arrangement with agency is that I work for the end client b ...
 
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