| Author |
Message |
 Topic: Help Picking Investments for 401K |
giacona
Replies: 10
Views: 3925
|
 Forum: Retirement Planning Posted:
Sat Oct 30, 2021 3:20 pm Subject: Help Picking Investments for 401K |
Hey all.
I am looking to help a family member with their 401K choices who just changed jobs. The person just turned 40. Below is a list of the investments.
I was thinking 25% ALARX, 25% FXAIX, ... |
| Topic: Expenses in Mutual Funds |
giacona
Replies: 7
Views: 5652
|
Forum: Retirement Planning Posted:
Sun Dec 06, 2020 12:06 am Subject: Expenses in Mutual Funds |
Hello Everyone
I just changed jobs and am looking over my new employers 401k investments. They have some very good funds but some do have a high expense ratio. What is the best way to determine if ... |
| Topic: IRA & 401k Distributions |
giacona
Replies: 7
Views: 7889
|
Forum: Retirement Planning Posted:
Sat Jan 11, 2020 2:37 pm Subject: IRA & 401k Distributions |
| I was talking to a friend of mine who recently retired. He told me his 401k had to be set up like social security where he gets a check every month. My plan is to roll my 401k into an IRA when I retir ... |
| Topic: Buying a House that is not for Sale |
giacona
Replies: 7
Views: 16623
|
Forum: Real Estate Posted:
Wed Apr 24, 2019 8:07 pm Subject: Buying a House that is not for Sale |
| When I was a child, my parents had a vacation home in a small town in upstate NY. At the time I did not enjoy it or appreciate it. My parents wound up selling the home a while back. The house has a s ... |
| Topic: 401K Hell |
giacona
Replies: 10
Views: 11196
|
Forum: Retirement Planning Posted:
Sat Feb 02, 2019 6:44 pm Subject: 401K Hell |
| Thank You. I have decided to go all in with VITSX. I believe it will be better long term. |
| Topic: 401K Hell |
giacona
Replies: 10
Views: 11196
|
Forum: Retirement Planning Posted:
Sun Jan 20, 2019 6:54 pm Subject: 401K Hell |
| I need some help with my 401K. I had some really good funds, however the 401k committee at my employer made changes to the plan and eliminated all of the good performing funds I was in. Currently all ... |
| Topic: 401K Changes |
giacona
Replies: 12
Views: 17979
|
Forum: Retirement Planning Posted:
Sun Dec 31, 2017 1:00 am Subject: 401K Changes |
| Yes I am allowed to choose which target fund I want. My plan only goes as far as T. Rowe Price Retirement 2060 Trust (Class F). Would you recommend switching over to this one? |
| Topic: 401K Changes |
giacona
Replies: 12
Views: 17979
|
Forum: Retirement Planning Posted:
Sat Dec 30, 2017 11:35 pm Subject: 401K Changes |
| My company has decided to change up the 401k investments and offer mostly target based funds. Based on my age I was put in (T. Rowe Price Retirement 2045 Fund). The funds this plan had previously were ... |
| Topic: Need Help With international Funds With Roth IRA |
giacona
Replies: 9
Views: 35725
|
Forum: Retirement Planning Posted:
Thu Dec 10, 2015 8:41 pm Subject: Need Help With international Funds With Roth IRA |
Hi Everyone,
I would like to get some advice on my portfolio. I was always told it's a good idea to have about 20-25% invested in global/international funds.
My broker convinced me back in 2008 ... |
| Topic: Emergency Fund |
giacona
Replies: 8
Views: 3466
|
Forum: Personal Finance Posted:
Tue Aug 25, 2015 3:31 pm Subject: Emergency Fund |
Thanks everyone for the replies.
I was able to open a online savings account with Barclay's called a dream account. They pay 1.05% APY and if you don’t make any withdrawals in a six month period ... |
| Topic: Emergency Fund |
giacona
Replies: 8
Views: 3466
|
Forum: Personal Finance Posted:
Tue Aug 11, 2015 7:47 pm Subject: Emergency Fund |
I have a fully funded emergency fund sitting in my checking account that is not earning any interest.
Can someone tell me where the best place to park this money where I can earn some interest? I a ... |
| Topic: Roth IRA Help |
giacona
Replies: 1
Views: 21184
|
Forum: Retirement Planning Posted:
Sat Jun 20, 2015 7:45 pm Subject: Roth IRA Help |
| I am trying to get some advice on my Roth IRA. I opened it in 2008 with American funds. For the most part it has been doing very well. However there are (2) funds that I am not sure if I should stick ... |
| Topic: 401K Match |
giacona
Replies: 10
Views: 42556
|
Forum: Retirement Planning Posted:
Sun Jul 06, 2014 10:34 pm Subject: 401K Match |
Thanks a lot for your response.
It makes me realize to look at the big picture now when I do move it.
Until then I will just keep doing what I am doing and hope the account grows, this way when ... |
| Topic: 401K Match |
giacona
Replies: 10
Views: 42556
|
Forum: Retirement Planning Posted:
Sat Jul 05, 2014 5:51 pm Subject: 401K Match |
I am considering leaving my job for something better as there is no room for growth and my current company.
My current company has a great 401K match, which is why I am hesitant to leave. They matc ... |
| Topic: Am I Saving Enough for Retirement |
giacona
Replies: 14
Views: 105519
|
Forum: Retirement Planning Posted:
Sun Nov 03, 2013 3:44 pm Subject: Am I Saving Enough for Retirement |
Thanks for all the great reply's. It makes me think I am on the right track
Once My car is paid off my goal is to max out my Roth IRA every year while continuing to invest me into my 401k up to t ... |
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