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  Topic: lump sum or pension?
goldsnhearts

Replies: 10
Views: 24236

Post image iconForum: Retirement Planning   Posted: Tue Jan 19, 2016 10:11 pm   Subject: lump sum or pension?
I agree with christcorp. If you could give us the actual numbers, then we could certainly help you decide if which is far better between a lumpsum and a pension. It also depends on your lifestyle, nee ...
  Topic: Best retirement fund for self-employed father
goldsnhearts

Replies: 2
Views: 22587

Post image iconForum: Retirement Planning   Posted: Tue Jan 19, 2016 10:06 pm   Subject: Best retirement fund for self-employed father
If he is going to have a low income when he retires, then a Roth won't help. Better to fund a traditional IRA, have him get the tax deduction now while he is working, and then draw on the funds later ...
  Topic: A Financial Advisor
goldsnhearts

Replies: 15
Views: 44351

Post image iconForum: Retirement Planning   Posted: Tue Jan 19, 2016 10:04 pm   Subject: A Financial Advisor
You might find this helpful. www.moneyunder30.com/best-financial-advisors Never used one of them though. In fact, I've never used a financial advisor ever, but it's wise to have one. Individual prefe ...
  Topic: Need To Figure Out What To Do With Inheritance
goldsnhearts

Replies: 7
Views: 23690

Post image iconForum: Retirement Planning   Posted: Thu Jan 07, 2016 9:29 am   Subject: Need To Figure Out What To Do With Inheritance
Don't pay it off as of yet. Save your funds, and keep on saving. You'll be surprised that you'd gain more peace of mind as you see your savings increase. But this is definitely up to you. Make sure th ...
  Topic: Retiring in 4 days
goldsnhearts

Replies: 21
Views: 52091

Post image iconForum: Retirement Planning   Posted: Thu Jan 07, 2016 9:24 am   Subject: Retiring in 4 days
Thanks, goldsnhearts.

I think I am in good shape, but nervous about not working and bringing in a larger income.
It's nice to have the opinions of others.

Two more days, and I'm done!

No wor ...
  Topic: Top 10 rules for successful trading.
goldsnhearts

Replies: 19
Views: 30296

Post image iconForum: Earning & Income   Posted: Thu Jan 07, 2016 9:13 am   Subject: Top 10 rules for successful trading.
Yes, I am also curious as to what are the other 9 rules. Smile Trading entails tried-and-tested strategies, backed with experience and topped with knowledge. The attitude of the trader itself plays a sig ...
  Topic: Retiring in 4 days
goldsnhearts

Replies: 21
Views: 52091

Post image iconForum: Retirement Planning   Posted: Wed Dec 30, 2015 8:18 am   Subject: Retiring in 4 days
With your current plans and funds that you have, you seem to be ready for retirement. All the best!
  Topic: Need advice in investing for retirement income.
goldsnhearts

Replies: 5
Views: 26186

Post image iconForum: Retirement Planning   Posted: Wed Dec 30, 2015 8:10 am   Subject: Need advice in investing for retirement income.
Hi! Well, first, this does not sound correct to me about the annuity-proposed to you.

“Once we are both deceased, the original amount invested will be given in a lump sum to the beneficiary of our ...
  Topic: Self-Employed - Best Retirement Option?
goldsnhearts

Replies: 11
Views: 24164

Post image iconForum: Retirement Planning   Posted: Wed Dec 30, 2015 7:55 am   Subject: Self-Employed - Best Retirement Option?
Another vote for SEP-IRA, but your husband could also try the Simple IRA. You said that your husband's business is growing, so I do think that the Simple IRA is the ideal plan for him. It's designed f ...
  Topic: Real Jobs
goldsnhearts

Replies: 16
Views: 19903

Post image iconForum: Earning & Income   Posted: Wed Dec 30, 2015 7:46 am   Subject: Real Jobs
Yes there are online jobs like article writing, data entry and transcription that could possibly give you a steady stream of income. It's just a matter of finding the right organizations and clients, ...
 
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