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  Topic: Over saving to misery?
littleroc02us

Replies: 2
Views: 1159

Post image iconForum: Personal Finance   Posted: Tue May 30, 2017 4:04 pm   Subject: Over saving to misery?
Being a parent myself of a 5 and 1 year old, I cannot imagine not seeing my kids. I too am entreprenuer, but have a fulltime career W2 job, that allows me to grow my RE investment property portfolio ...
  Topic: Pay off car, or save for second investment property?
littleroc02us

Replies: 5
Views: 1641

Post image iconForum: Personal Finance   Posted: Thu May 25, 2017 8:40 pm   Subject: Pay off car, or save for second investment property?
There are two options for getting cash out of your investment or primary property.

1. Home Equity Loan - The bank basically allows you to use your property as a piggy bank, but at a larger interes ...
  Topic: Pay off car, or save for second investment property?
littleroc02us

Replies: 5
Views: 1641

Post image iconForum: Personal Finance   Posted: Thu May 25, 2017 6:37 pm   Subject: Pay off car, or save for second investment property?
I'm in the same boat right now as you, as I've always been debt adversed, but recently had to buy a used pickup truck for my side businesses, pulling trailers, etc... I put down 11k and loaned 15k @ ...
  Topic: Why are students taking out such large student loans?
littleroc02us

Replies: 0
Views: 1474

Post image iconForum: Credit & Loans   Posted: Mon May 22, 2017 8:13 pm   Subject: Why are students taking out such large student loans?
The latest figure on college student loan debt is 1.3 trillion. The question everyone wants to know is how did this happen. First I blame the gov't for backing Federal student loans to students who ...
  Topic: What exactly is the true cost of raising a family?
littleroc02us

Replies: 2
Views: 906

Post image iconForum: Personal Finance   Posted: Tue May 09, 2017 2:06 pm   Subject: What exactly is the true cost of raising a family?
Luckily I married a frugal woman who did a great job planning our wedding on the cheap, but quality. She had her wedding dress made for $400, we got married at an old civil war mansion for $150, our ...
  Topic: Where to put my savings?
littleroc02us

Replies: 9
Views: 2982

Post image iconForum: Personal Finance   Posted: Fri Apr 28, 2017 1:56 pm   Subject: Where to put my savings?
If I were you, I would launch my own business. When I inherited money from my granny, I started up my own beauty salon. To attract more clients, I'm creating a website with help of one of these salon ...
  Topic: pay off debt vs necessary home repair
littleroc02us

Replies: 7
Views: 4523

Post image iconForum: Personal Finance   Posted: Thu Apr 27, 2017 8:39 pm   Subject: pay off debt vs necessary home repair
If it were me, I'd keep the cash liquid,. First reason is because you stated you'll need 2 to 3k for a house repair. That leaves maybe 3k which I would put in the bank for an EF. Don't touch this f ...
  Topic: 700 Kg Bear V/s 1100 Kg Bull
littleroc02us

Replies: 8
Views: 9330

Post image iconForum: Investing, Stocks and Bonds   Posted: Wed Apr 19, 2017 2:36 pm   Subject: 700 Kg Bear V/s 1100 Kg Bull
Ok, all opinions are accepted, but in this particular topic you're three posts are basically you just teaching us what you think about the Bull and the Bear Market. Is there a question you have for ...
  Topic: 700 Kg Bear V/s 1100 Kg Bull
littleroc02us

Replies: 8
Views: 9330

Post image iconForum: Investing, Stocks and Bonds   Posted: Tue Apr 18, 2017 8:24 pm   Subject: 700 Kg Bear V/s 1100 Kg Bull
I have noticed in most of your posts so far, you aren't really asking anyone for advice, you're just posting articles and replying to your own threads. This website is for engaging in ideas, asking q ...
  Topic: Loan Advice
littleroc02us

Replies: 3
Views: 3197

Post image iconForum: Personal Finance   Posted: Wed Apr 05, 2017 2:30 pm   Subject: Loan Advice
The Federal or private loan, which one would you like to discuss. Or should I consider this post spam?
  Topic: How to pay for college? Loans or Stocks
littleroc02us

Replies: 3
Views: 3980

Post image iconForum: Credit & Loans   Posted: Tue Apr 04, 2017 7:32 pm   Subject: How to pay for college? Loans or Stocks
Trying to time the market is something even the experts cannot do time and time again. The last figure I heard was that no Professional stock trader can beat the market consistenly and only 15% of th ...
  Topic: My Spouse's Massive Student Loan Debt
littleroc02us

Replies: 4
Views: 4351

Post image iconForum: Credit & Loans   Posted: Wed Mar 29, 2017 4:07 pm   Subject: My Spouse's Massive Student Loan Debt
[quote="lyssamae01"

His degree is in Physical Therapy, and the salary just doesn't match the cost of schooling here. The $90,000 I quoted is a 40+ hour job PLUS a side job working as a PRN PT for h ...
  Topic: Buying a home - lots of student debt
littleroc02us

Replies: 5
Views: 4218

Post image iconForum: Personal Finance   Posted: Mon Mar 13, 2017 9:09 pm   Subject: Buying a home - lots of student debt
I have been an avid Dave Ramsey fan for around 10 years. His plan allowed us to get out of debt and pay down on our mortgage. I'm also an avid listener of Bigger Pockets and Clark Howard. My belief ...
  Topic: Which to pay down? Credit card or car??
littleroc02us

Replies: 2
Views: 3679

Post image iconForum: Credit & Loans   Posted: Mon Mar 13, 2017 8:22 pm   Subject: Which to pay down? Credit card or car??
Since their both debts, how much do you owe on the cc's?
  Topic: Roth IRA advice
littleroc02us

Replies: 3
Views: 5115

Post image iconForum: Retirement Planning   Posted: Wed Mar 08, 2017 8:21 pm   Subject: Roth IRA advice
I agree with what Old Guy is saying about investing in the stock market for the long term, because what you have going for you is time and compound interest. When I was in my late 20's I put 6k in th ...
 
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