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  Topic: Infinite Banking
oldguy

Replies: 40
Views: 24925

Post image iconForum: Retirement Planning   Posted: Sat Nov 17, 2018 6:53 am   Subject: Infinite Banking
to become financially independent by “becoming their own bankers.” R. Nelson Nash discovered IBC in the early 1980s,

Earlier it was the 'Australian Banking System'. And 'Be Your Own Banker'. A ...
  Topic: Infinite Banking
oldguy

Replies: 40
Views: 24925

Post image iconForum: Retirement Planning   Posted: Thu Nov 15, 2018 5:35 pm   Subject: Infinite Banking
It's kinda fun to read the 8-year-old posts and wonder what became of the hoax-of-the-day folks.
  Topic: Wrecked car, huge insurance/rental company mess. Need advice
oldguy

Replies: 3
Views: 571

Post image iconForum: Personal Finance   Posted: Sat Jul 28, 2018 6:08 pm   Subject: Wrecked car, huge insurance/rental company mess. Need advice
His car was driveable enough to turn it around and drive it to where there was a shoulder to wait for help. He didn't have any cell service, so he had to wait for a state police trooper to find him an ...
  Topic: Buying College Credits for a Child?
oldguy

Replies: 8
Views: 12912

Post image iconForum: Investing, Stocks and Bonds   Posted: Thu Jul 26, 2018 3:43 pm   Subject: Buying College Credits for a Child?
With the increase in college costs, is it worth it to do this, or are the prices expected to drop someday? [quote]

No, not a scam. But not necessarily a good deal. The generic market index (SP500 ...
  Topic: vertical weed barrier
oldguy

Replies: 2
Views: 427

Post image iconForum: The Blue Room   Posted: Mon Jun 25, 2018 9:07 pm   Subject: vertical weed barrier
I doubt that a barrier will stop it, it is a very persistent weed, capable of going under/over/thru. IMO, a systemic root killer, such as Roundup, sprayed precisely on the path surface (use a vertical ...
  Topic: Fridge not cold
oldguy

Replies: 2
Views: 515

Post image iconForum: The Green Room   Posted: Sun Jun 17, 2018 5:23 pm   Subject: Fridge not cold
Pay about $75 to a appliance repairman to get a diagnosis. If the compressor has failed,, it is time for a new fridge. But if the compressor/ the lines /the evaporator / or the condenser has a ref ...
  Topic: Are you sick of living the same way, financially.
oldguy

Replies: 1
Views: 623

Post image iconForum: Earning & Income   Posted: Sat Jun 02, 2018 5:07 pm   Subject: Are you sick of living the same way, financially.
a normal job is going back home I hate it. I'm getting bored

Depends on your version of "normal". If 'normal' is an entry-level retail job, then, yeah, it's gonna be boring. If "normal" is a defe ...
  Topic: A 401K
oldguy

Replies: 5
Views: 842

Post image iconForum: Earning & Income   Posted: Thu May 31, 2018 4:26 pm   Subject: A 401K
When you learn to speak about Politics, Economics, Federal Reserve, then we can talk

OK. There is one important concept that you would like - the Dr Art Laffer Theory. It explains the workings of ...
  Topic: A 401K
oldguy

Replies: 5
Views: 842

Post image iconForum: Earning & Income   Posted: Wed May 30, 2018 10:13 pm   Subject: A 401K
The things you say has no reason what so ever.

You really should go to your community college and take a math class - that would help you to understand the basic mathematical flaw behind pyramid sc ...
  Topic: A 401K
oldguy

Replies: 5
Views: 842

Post image iconForum: Earning & Income   Posted: Tue May 29, 2018 8:47 pm   Subject: A 401K
They want me sitting in a nice office fancy suit and want to pay me well, for what to live unhealthy and by the way I'm sick of being in the same place every ****** day. I don't like brainwashing myse ...
  Topic: Pay off low interest Car Loan?
oldguy

Replies: 8
Views: 1566

Post image iconForum: Credit & Loans   Posted: Sat May 26, 2018 4:08 pm   Subject: Pay off low interest Car Loan?
Can you explain that in a little more detail?

The concept is to avoid using your available money to prepay loans - and instead use it to earn new money.
In your case you would invest the $6500 at ...
  Topic: Pay off low interest Car Loan?
oldguy

Replies: 8
Views: 1566

Post image iconForum: Credit & Loans   Posted: Thu May 24, 2018 11:18 pm   Subject: Pay off low interest Car Loan?
Here's what I do.

I have an Index Fund that has an average long term return of 11%/yr. When I buy a new car, I leave my own $35k in that fund and I finance 100% of the new car for 5 years. At 2%, ...
  Topic: What to do with my previous jobs' 401ks? (I'm in my 20s)
oldguy

Replies: 2
Views: 836

Post image iconForum: Retirement Planning   Posted: Thu May 10, 2018 5:42 pm   Subject: What to do with my previous jobs' 401ks? (I'm in my 20s)
I would put the entire $4.5k into your Fidelity account and invest it 100% in Fidelity's SP500 Index Fund.
As for the 33% in various sectors - at your age I would avoid that. Your have roughly 30 m ...
  Topic: About to receive a large settlement. What to do with the $$?
oldguy

Replies: 6
Views: 7357

Post image iconForum: Personal Finance   Posted: Thu May 10, 2018 2:40 pm   Subject: About to receive a large settlement. What to do with the $$?
I wonder what the OP did 7 years ago?
If he put that $150k into the SP%)) Index Fund he would have $341k today. Very Happy
  Topic: tiny house building
oldguy

Replies: 3
Views: 588

Post image iconForum: The Blue Room   Posted: Mon May 07, 2018 10:13 pm   Subject: tiny house building
Why not use a motorhome, they are designed for highway use? And they are already invented.
 
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