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  Topic: Is money Really the Only System or is there one Beyond?
oldguy

Replies: 450
Views: 108524

Post image iconForum: Money Watch   Posted: Fri Dec 08, 2017 5:24 pm   Subject: Is money Really the Only System or is there one Beyond?
Excentris - did you sell your Bitcoin yet?
  Topic: Do you go hunting?
oldguy

Replies: 2
Views: 106

Post image iconForum: The Blue Room   Posted: Fri Dec 08, 2017 1:13 am   Subject: Do you go hunting?
Maybe you can recommend something to a beginner. I need some tips on gear and everything else

There are lots of types of hunting. As a kid, growing up on a farm, there were rabbits, pheasants, qua ...
  Topic: Critique my Budget Plan / Debt Pay-off Schedule?
oldguy

Replies: 4
Views: 323

Post image iconForum: Credit & Loans   Posted: Sun Dec 03, 2017 3:11 am   Subject: Critique my Budget Plan / Debt Pay-off Schedule?
I have a degree in journalism, but I'm currently working in B2B public relations. So obviously, not the greatest earning potential at the entry level. My plan is to leave this agency within the next 1 ...
  Topic: Critique my Budget Plan / Debt Pay-off Schedule?
oldguy

Replies: 4
Views: 323

Post image iconForum: Credit & Loans   Posted: Sat Dec 02, 2017 11:21 pm   Subject: Critique my Budget Plan / Debt Pay-off Schedule?
Some factors could change - maybe I leave for a better-paying job. Or maybe the economy tanks and I'm fired. But otherwise, I'm looking at fully paying off my debt by the fall of 2019

What is your ...
  Topic: Considering Buying 2nd home before primary home
oldguy

Replies: 1
Views: 372

Post image iconForum: Real Estate   Posted: Fri Dec 01, 2017 5:39 pm   Subject: Considering Buying 2nd home before primary home
We wouldn't be able to live there more than 50% of the time to qualify it as our primary residence.

If your "second home" is your ONLY house, then it is not a second home - and you don't have to m ...
  Topic: What tools do you use for doing fundamental analyses?
oldguy

Replies: 3
Views: 243

Post image iconForum: Investing, Stocks and Bonds   Posted: Thu Nov 30, 2017 11:10 pm   Subject: What tools do you use for doing fundamental analyses?
One very good way is to buy The Little Book of Common Sense Investing by John Bogle, costs under $15 on Amazon. John Bogle is the founder of Vanguard, the no-load fund company.

One thing to consi ...
  Topic: Roth into a TSP account
oldguy

Replies: 2
Views: 241

Post image iconForum: Thrift Savings Plan   Posted: Thu Nov 23, 2017 7:36 pm   Subject: Roth into a TSP account
No - the two funds are from different tax categories. The IRA is pretax money, and you've already paid the tax on the Roth money.
  Topic: Converting HELOC into home equ. loan or other
oldguy

Replies: 3
Views: 362

Post image iconForum: Real Estate   Posted: Mon Nov 20, 2017 11:23 pm   Subject: Converting HELOC into home equ. loan or other
the primary
  Topic: Lowering Monthly Financial Obligations
oldguy

Replies: 2
Views: 411

Post image iconForum: Personal Finance   Posted: Mon Nov 20, 2017 7:27 pm   Subject: Lowering Monthly Financial Obligations
35% housing at $1600 - we currently rent and this figure includes utilities

- 30% transportation at $1400 - this includes both car payments insurance and fuel for a month

That's $19,000/yr for ...
  Topic: Stumblred on A blessing.
oldguy

Replies: 2
Views: 400

Post image iconForum: Personal Finance   Posted: Thu Nov 16, 2017 3:38 pm   Subject: Stumblred on A blessing.
but I just became a part of an amazing gifting club.

Marquell81, these scams are everywhere - they are even worse during the holidays. So - whether you are a seller, or just a participant, be care ...
  Topic: I want to buy a new home but i don't know what i want to hav
oldguy

Replies: 2
Views: 513

Post image iconForum: Money Watch   Posted: Wed Nov 15, 2017 3:48 pm   Subject: I want to buy a new home but i don't know what i want to hav
(I'm living overseas)

Is that 'overseas' from Vietnam? Or from Australia?
  Topic: Converting HELOC into home equ. loan or other
oldguy

Replies: 3
Views: 362

Post image iconForum: Real Estate   Posted: Mon Nov 13, 2017 11:25 pm   Subject: Converting HELOC into home equ. loan or other
Any thoughts? I know this isn't the typical way to get into the rental market

That's how I did it, each time one of my houses built up equity, I borrowed against it and used the money to make a do ...
  Topic: 401K Deferral Question
oldguy

Replies: 1
Views: 481

Post image iconForum: Retirement Planning   Posted: Thu Nov 09, 2017 9:27 pm   Subject: 401K Deferral Question
Are these restrictions allowed by law? Shouldn’t she be able to contribute more? It seems completely unfair to restrict her deferrals in this manner.

As I recall (I started my 401k in about 1982 ...
  Topic: Small finacial question, BIG step for me
oldguy

Replies: 2
Views: 327

Post image iconForum: Personal Finance   Posted: Mon Nov 06, 2017 10:12 pm   Subject: Small finacial question, BIG step for me
If I followed correctly, you are about $11,000 in debt, have one asset (the car), and you earn $53,000 per year.

Do you have anything that could be sold - motorcycles, snow mobile, ATV, second car? ...
  Topic: 401k v. college fund?
oldguy

Replies: 3
Views: 516

Post image iconForum: Personal Finance   Posted: Sun Nov 05, 2017 11:12 pm   Subject: 401k v. college fund?
and are also still both paying off law school loans

Are these large/medium/or small?

In general, you & dh's wealth is WAY more important than a 529. If things ever get tough for your family ...
 
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