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  Topic: NS&I Bonds v cash in the bank?
oldguy

Replies: 1
Views: 138

Post image iconForum: Investing, Stocks and Bonds   Posted: Wed Apr 18, 2018 6:10 pm   Subject: NS&I Bonds v cash in the bank?
NS&I Issue 56 growth bond pays 2.2% on 3 years, is 100% protected, and I can get at it if I need to with a 90 day interest penalty. Is there any better option?

The answer depends on your goal ...
  Topic: I hate a 401K let talk about Financial Freedom
oldguy

Replies: 3
Views: 321

Post image iconForum: Retirement Planning   Posted: Wed Apr 11, 2018 5:26 pm   Subject: I hate a 401K let talk about Financial Freedom
https://hotmlmcompanies.com/usana-scam-review-read-this-before-you-join/

It doesn't matter man. No one should depend on just normal job. The main point here is it take work to be successful. Dude I ...
  Topic: I hate a 401K let talk about Financial Freedom
oldguy

Replies: 3
Views: 321

Post image iconForum: Retirement Planning   Posted: Tue Apr 10, 2018 10:11 pm   Subject: I hate a 401K let talk about Financial Freedom
What does it take to be successful in USANA it takes trust. A compensation plan, and four intelligent minds and trustful people you know

If you plan to engage in this MLM plan, be aware of the mat ...
  Topic: Making the Money with USANA
oldguy

Replies: 5
Views: 449

Post image iconForum: Earning & Income   Posted: Tue Apr 10, 2018 1:34 pm   Subject: Making the Money with USANA
Don't let his word manipulating my skill in networking with the people.

LOL, I'm pretty sure that your skill is NOT networking!
I guess it takes some folks longer to reach maturity than others. ...
  Topic: Making the Money with USANA
oldguy

Replies: 5
Views: 449

Post image iconForum: Earning & Income   Posted: Tue Apr 10, 2018 1:10 am   Subject: Making the Money with USANA
I hate working a day to day pay with a normal job. What I like is to enjoy going everywhere and hate being a SLAVE -- -- With Leverage you can be making $2400 x 4/week= $9600 per month with Leve ...
  Topic: Suggestions for new broker/investor
oldguy

Replies: 3
Views: 528

Post image iconForum: Investing, Stocks and Bonds   Posted: Wed Apr 04, 2018 11:54 pm   Subject: Suggestions for new broker/investor
Is the monthly fee the way to go here?

No. Use a no-load mutual fund company such as Vanguard or Fidelity. Invest the money in their SP500 Index Fund. That will give you a return that tracks the ...
  Topic: Moving to US need some advice
oldguy

Replies: 2
Views: 818

Post image iconForum: Real Estate   Posted: Mon Mar 26, 2018 3:57 pm   Subject: Moving to US need some advice
I will not be able to work for the first 3 years due to Visa status.

Congratulations to you wife on her new degree and job. Are you Canadian or Scotch? Or both? And I agree with your conclusion - N ...
  Topic: Received Salary Pay Raise. Net Pay Still Exactly The Same???
oldguy

Replies: 1
Views: 939

Post image iconForum: Personal Finance   Posted: Thu Mar 22, 2018 3:44 pm   Subject: Received Salary Pay Raise. Net Pay Still Exactly The Same???
The withholding tables are now at the 2018 rate, ie the post-Trump Tax Chart. Yes, interesting that it came out to the penny, I don't know why.
But you can adjust it up or down to the amount that yo ...
  Topic: Any ideas to sort your life out if you blacklisted?
oldguy

Replies: 2
Views: 970

Post image iconForum: Personal Finance   Posted: Wed Mar 21, 2018 8:33 pm   Subject: Any ideas to sort your life out if you blacklisted?
Who blacklisted you? Your employer, your bank, your government? What did you do to get blacklisted?
  Topic: Mattress for heavy people
oldguy

Replies: 3
Views: 620

Post image iconForum: The Green Room   Posted: Thu Mar 15, 2018 4:42 pm   Subject: Mattress for heavy people
Also pay attention to the base, that determines the total height. If it is too close to the floor, it may be hard to arise to a standing position. Or if it is too tall, it may be hard to climb onto i ...
  Topic: Is a credit card compatible with a frugal life?
oldguy

Replies: 1
Views: 877

Post image iconForum: Credit & Loans   Posted: Sat Mar 10, 2018 4:36 pm   Subject: Is a credit card compatible with a frugal life?
The 'compatible with life" is entirely up to the user, not the card. The card is merely a tool - I use a card for all of my expenditures, I seldom use cash. But I have never used a card for borrowing ...
  Topic: Buying a new car
oldguy

Replies: 2
Views: 493

Post image iconForum: The Green Room   Posted: Wed Mar 07, 2018 9:18 pm   Subject: Buying a new car
Verify that the car has not been is a collision - bent frame, twisted frame, dog tracking. Those things cause crooked tire wear, front-end alignment problems. These things are difficult/expensive to ...
  Topic: I need a High-End Computer and Have No Credit
oldguy

Replies: 3
Views: 1258

Post image iconForum: Credit & Loans   Posted: Mon Mar 05, 2018 4:05 pm   Subject: I need a High-End Computer and Have No Credit
Maybe you could take an on-line computer course at a community college - and apply for a scholarship/grant to cover education costs (including the new MSI).
What are your marketable skills? Your writ ...
  Topic: First Time Home Buyer Questions?
oldguy

Replies: 3
Views: 174

Post image iconForum: Real Estate   Posted: Tue Jan 30, 2018 4:02 pm   Subject: First Time Home Buyer Questions?
1. If that realtor did a good job and you liked him, it would be good to stick with him. But don't let him steer you to look at only his listings. Yes, the commissions are standard.

2. I would go ...
  Topic: Advice on home equity loan
oldguy

Replies: 5
Views: 2266

Post image iconForum: Personal Finance   Posted: Mon Jan 29, 2018 3:04 pm   Subject: Advice on home equity loan
it's extremely astounding and identify with the sorts of advances author completed an extraordinary exertion and

Isn't there a way to exclude posts that simply write a group of meaningless phrases ...
 
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