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  Topic: Ads that cover entirie content, I am unable to read forum.
oldguy

Replies: 0
Views: 3

Post image iconForum: Admin Desk   Posted: Wed Jun 28, 2017 5:34 pm   Subject: Ads that cover entirie content, I am unable to read forum.
I click Forum, I get a 'Westview' ad on a full-screen black out, no money-talk.
  Topic: Need help with deciding on mutual funds package for IRA
oldguy

Replies: 9
Views: 1866

Post image iconForum: Retirement Planning   Posted: Thu Jun 15, 2017 2:18 pm   Subject: Need help with deciding on mutual funds package for IRA
bocrangsuthammy, you are copy/pasting my posts and imbeding your spam. Is that really all you have to contribute??
  Topic: where to get the best financing deal for a new car?
oldguy

Replies: 3
Views: 362

Post image iconForum: Credit & Loans   Posted: Tue Jun 13, 2017 6:42 pm   Subject: where to get the best financing deal for a new car?
IMO, the Credit Unions are best. But many new-car dealers will match those rates.
  Topic: In dept please help
oldguy

Replies: 6
Views: 683

Post image iconForum: Credit & Loans   Posted: Sat Jun 03, 2017 1:54 am   Subject: In dept please help
7200 after taxes. Does this change anything for you?

No - the $41,000/yr house/car payment is 48% of your $86,000 after tax income. Ie, you are spending almost half of your income on just two bi ...
  Topic: Looking for Advice
oldguy

Replies: 1
Views: 575

Post image iconForum: Retirement Planning   Posted: Sat Jun 03, 2017 1:24 am   Subject: Looking for Advice
$12500 sitting in rollover IRA's from previous employers. I am looking for my best options on how to place this money and grow it for the future. Its not doing anything where it sits now.

I would ...
  Topic: In dept please help
oldguy

Replies: 6
Views: 683

Post image iconForum: Credit & Loans   Posted: Fri Jun 02, 2017 9:01 pm   Subject: In dept please help
and would not owe taxes on the settlements.

Your lenders may settle. They assume that you will never make good on your loans, so they decide to accept something rather than nothing. But that stays ...
  Topic: In dept please help
oldguy

Replies: 6
Views: 683

Post image iconForum: Credit & Loans   Posted: Fri Jun 02, 2017 4:30 pm   Subject: In dept please help
More data please. Young/old? Kids? House? Cars? What did yu buy with the$100,000? (Can you sell it?)
  Topic: Best Course Of Action?
oldguy

Replies: 2
Views: 485

Post image iconForum: Retirement Planning   Posted: Thu Jun 01, 2017 5:06 pm   Subject: Best Course Of Action?
Why is she in a retirement facility - assisted living needs, etc? (Altho if she is considering a house or a trailer she must be able to live independently?)

Medford has a pretty good supply of on ...
  Topic: Sample budget
oldguy

Replies: 1
Views: 534

Post image iconForum: Personal Finance   Posted: Tue May 30, 2017 6:28 pm   Subject: Sample budget
That looks pretty close, but I doubt that you'll find a place for $1500/m - unless you have a roommate. A small (650 foot) 1 bdrm, 1 ba apt is $1700/m.

But, as you say, that is strictly a sustain ...
  Topic: Capital Gains confusion/ guidance
oldguy

Replies: 5
Views: 670

Post image iconForum: Real Estate   Posted: Mon May 29, 2017 4:03 pm   Subject: Capital Gains confusion/ guidance
capital gains are only taxed on the profit

True. But you don't have a $19,000 profit. Your cost basis is $112,500, that's what you (or your family paid for 3 acres). The IRS doesn't care about the ...
  Topic: Capital Gains confusion/ guidance
oldguy

Replies: 5
Views: 670

Post image iconForum: Real Estate   Posted: Sun May 28, 2017 4:32 pm   Subject: Capital Gains confusion/ guidance
The loans have nothing to do with the taxes - other than the fact that you and your parents may be using it as a definition of value. The $490/m that you have been paying is for the use of the money, ...
  Topic: Over saving to misery?
oldguy

Replies: 2
Views: 1177

Post image iconForum: Personal Finance   Posted: Fri May 26, 2017 5:19 pm   Subject: Over saving to misery?


No and no.

IMO your generation has told themselves that you can never be a millionaire while "working for the Man", the only way to become wealthy is to start your own business, be your own bos ...
  Topic: Pay off car, or save for second investment property?
oldguy

Replies: 5
Views: 1652

Post image iconForum: Personal Finance   Posted: Thu May 25, 2017 9:54 pm   Subject: Pay off car, or save for second investment property?
I'm not very familiar with "cash out refinancing" you were referring to. Could you explain it to my like I'm a 5 year old?

You would go to your lender and ask for a new 30 yr fixed rate loan, say ...
  Topic: Pay off car, or save for second investment property?
oldguy

Replies: 5
Views: 1652

Post image iconForum: Personal Finance   Posted: Wed May 24, 2017 3:42 pm   Subject: Pay off car, or save for second investment property?
Now I'm hearing I should just pay off my car now, and then work towards saving for that second property.

I'm retired, wealthy. I have a huge SP500 Taxable Account. And I have a $35k car loan, also ...
  Topic: Managing a Family Fund
oldguy

Replies: 3
Views: 1381

Post image iconForum: Earning & Income   Posted: Tue May 23, 2017 10:39 pm   Subject: Managing a Family Fund
There are quite a few limitations on option trading inside an IRA. I don't know if writing covered calls is allowed or not, it is backed by cash so maybe? And I don't know if deep-in-the-money is ...
 
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