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Loan with bad credit?

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Money Talk > Credit & Loans

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jennypaul
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IF someone is having bad credit history or poor credit rating and he wants to get a small cash loan only because some small money flow crises then he should not worry about the loan. Bad credit is not a problem if you want to borrow a small cash loan. If you need some urgent small amount of money and your credit score is not so good then you not need to worry, because still you can borrow a small cash loan. There is no need to have good credit profile for borrowing a small cash loan.
Post Thu May 19, 2011 12:53 pm
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teena.robert
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Very good. This is a good news that now a borrower can borrow loan with bad credit profile. Some of my friends are having the same problem, i will discuss with them that now bad credit is not problem to borrow a small loan.

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Post Fri May 20, 2011 12:40 pm
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Estella09
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Yeah some companies offer loan in bad credit history also but if your credit is excellent then its not create any problem and loan approve very quickly but if your credit history is not good then so many problems arises in the path of loan approve.
Post Wed Sep 07, 2011 12:28 pm
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hermans25
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So you are currently employed and are not really having any trouble making the payments. Then i do not think that you need to think about it.
Post Fri Oct 14, 2011 4:56 am
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globaldoc2001
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Making a loan with a bad credit is probably the worse problem maker one can ever have. Having a bad credit means that there was this inability to pay up for a loan. This means that there is still an outstanding balance that needs to be settled, and this debt is still growing interest that is making the burden heavier. Adding more loans would further make the burden heavier. This is providing a temporary solution, which is actually a problem, to solve another problem, if in fact this loan is going to be used to pay for the previous loan. If not, then this means the problem will be doubled and compounded.

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Post Fri Oct 14, 2011 5:54 am
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globaldoc2001
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It would be like you are using gasoline to fight fire. It will burst into bigger flames in the end. Here is the better plan. Stop using your credit cards. This is where the source of your problems came from. Without credit cards, your expenditures would not have ballooned that high. After which, if you can get a loan from a family member without interest, then that would help. You just have to make sure that the person whom you are getting a loan would not suffer, and has extra money. Then start innovation. Work 28 hours a day and start paying the loan gradually. It would not have to be on a steady amount per schedule. You can just make a list, and pay as you are willing and capable. Gradually, the loan will get smaller. Remember never to tithe, or to use a loan to pay off another loan.That is where so many people commit mistakes and end up with bigger problems.

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Post Thu Oct 27, 2011 4:52 pm
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Lisa Smith
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It is really difficult to obtain personal loan in bad credit. I think legal advisor may guide you in proper way.
Post Thu Apr 19, 2012 12:50 pm
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Tylertim
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It is very difficult to get a bad credit loan from banks. But it is possible to get an unsecured loan even you have poor credit score. Because some online lenders have to be willing to lend money to the bad credit people with reasonable interest rates. If you have some steady income, you will definitely get loan from such lenders.
Post Fri Sep 14, 2012 2:00 am
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Philips007
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Try to get personal loan credits with lowest markup rates from a non profit organization to recover this bad credit score.
Post Wed Oct 17, 2012 9:49 am
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jerrodmerit
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The idea of getting an unsecured personal loan with bad credit seems a pipe-dream to many applicants. But there are ways to greatly improve the chances of getting approval. In these modern times, there is no reason to believe that a green light will not be given.
Post Fri Dec 07, 2012 6:05 pm
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jakesmith
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Getting a loan with bad credit is not an easy matter in the present days. Because most of the banking institutions are providing finance only for good credit score people. But you can easily get a bad credit loan from private lending institutions like payday loan or from private lenders. If you have good job, they will provide immediate finance to you.
Post Fri Dec 14, 2012 12:59 pm
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smk
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i can't pretent to advise you, because i really don't know that much about you.

a lot of people seem to be talking about debt and spending like it is a compulsion, and think breaking the habit is important. for me, i wake up every day look around and smile. breathing air is enjoyable...and free. before i buy anything, i think "do i really need this?" or "is there a less expensive way to do something i need to do here?" with each decision, the rate of expenditures slows. but i am not unhappy because i am really enjoying the day being present. you can find many things in life that are really enjoyable that are free. we don't have to be a consumption society, we can live as a "being present" society. it's much cheaper and works pretty good.

then you pay down your highest rates first and work your way down. i don't know if this is of any help in your specific situation, but i thought i would throw it out there because people were talking about breaking the spending cycle. hope it helps someone...

Steve Kanney, CFA
http://www.integratedfinancialny.com/index.html
Any comments made are designed to help you make your own decisions and do not consititute investment advice.
Post Fri Dec 14, 2012 1:47 pm
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