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How to start investing?

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Money Talk > Investing, Stocks and Bonds

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Crystal33
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How to start investing?  Reply with quote  

Hey guys, I really want to invest in something that is safe and won't cause me to lose my money. However, I don't know how to go about doing this and I only want to put in a small amount of money so that if the stock does goes down, my investment won't be big. What are some good things to invest in without putting in a lot of money?

Thanks Smile
Post Thu Aug 26, 2010 10:38 pm
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ledlauzis
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There is many ways to start investing. You can start by visiting your local bank, they will have many good and safe offers.


if you are more serious you can invest in stocks, but you have to buy a platform and it will cots you a fortune and you need some knowledge.

You can invest in forex but again you need some knowledge or some good friend who is doing this and just take a percent of your investment. etc

Just thing what is appropriate for you

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Last edited by ledlauzis on Sat Nov 13, 2010 8:52 pm; edited 1 time in total
Post Fri Aug 27, 2010 12:51 pm
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Crystal33
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quote:
Originally posted by ledlauzis
There is many ways to start investing. You can start by visiting your local bank, they will have many good and safe offers.


if you are more serious you can invest in stocks, but you have to buy a platform and it will cots you a fortune and you need some knowledge.

You can invest in forex but again you need some knowledge or some good friend who is doing this and just take a percent of your investment. etc

Just thing what is appropriate for you


Oh ok. Well since I am new at investing, the best option for me would probably be to visit my bank. Thanks Smile
Post Fri Aug 27, 2010 11:28 pm
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moonraker1
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You can buy some stocks that is under $10 a share and start watching it like a hawk. It is a volatile investment but if you get the right one, you will make a lot of money in a short time.
Post Mon Aug 30, 2010 3:28 am
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stevephillips79
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How to start investing?  Reply with quote  

Hi,
If you want start investing,the stock market is the good option.also Most of the people consider to real estate investment.this two is the better option for investing.



No fake signatures - thanks
Post Mon Aug 30, 2010 11:25 am
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davidbkeegan
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I have heard that a Vanguard mutual fund is a great investment with high returns
Post Tue Aug 31, 2010 8:28 pm
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buzinesspro
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BEST WAY OF INVESTMENT  Reply with quote  

In my opinion gold is the best investment. Gold prices are likely to rise steadily over the longer term because there is an uncertainty in the stock market and decline in the US dollar.

Choubisa
Post Thu Sep 02, 2010 10:55 am
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Mrmiyagi
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what ever you invest in just make sure you research it first that is the most important thing, especially if your investing in stock
Post Sun Sep 05, 2010 4:17 am
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financegenie
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The first step a successful investor should take is to learn what it means to invest. Many young people feel that investing is similar to gambling or playing the lottery.

While it's true that some investors gain or lose huge amounts of money in a short period of time, the majority of successful investors realize that investing consistently over the long-term is the best way to ensure yourself financial security.

Time is the most powerful asset when it comes to investing and if you aren't willing to leave your money in the market for at least 10 years, you've got to change your perspective on investing. You have to accept the fact that investing is a long-term process, not a short-term gamble. Once you accept this, you're ready for the next step.
Post Thu Sep 16, 2010 5:58 am
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Jammy
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ESOP options  Reply with quote  

Open a fixed deposite account in your bank. That is the best way to get started. Also ask your employer if they have any ESOP options that you can go for?
Post Fri Sep 17, 2010 6:43 am
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angel34pe
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I agree that gold is the best investment. Gold prices are likely to rise steadily over the longer term because there is an uncertainty in the stock market and decline in the US dollar.
Post Sun Sep 19, 2010 7:31 pm
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oldguy
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quote:
I really want to invest in something that is safe and won't cause me to lose my money


What are you studying? Market or Finance related?

A basic truth, the law of investing is - risk and return are directly proportional. (no free lunch)
Your request - 'safe and protection of principal' - equates to the no risk products - savings accounts, CDs, money market, treasury bonds. They are safe and they return in the 1% to 2% range - that is by design, they are designed to offset inflation. But you cannot build wealth, you simply track inflation & preserve your wealth.

If your goal is wealth building, you must outpace inflation by a substantial margin - eg, maybe 11% in a 2% inflation environment, ie, 9% real growth. You would increase your risk level, ie put your principal at risk, to accomplish this.

Most of us are given about 30 yrs to do this - you have 30 years of wealth building followed by your wealth preservation phase. If you have built some millions at about age 55 or 60, it is wise to preserve that by shifting to no-risk products over the span of a few yrs.
For a young person, a 90%/10% mix of stocks/bonds is a common risk level. A retiree might reverse it to 10%/90% (I'm 71, I have about 20/80).

I would avoid banks, they are for banking, not for investing. And I would avoid gold, ESOPs, low priced stocks, and individual stocks - they all carry uncompensated risk - you need risk but you want to be compensated for your risk.

I would go to companies such as Vanguard or Fidelity and invest in either a 90/10 mix of SP500 IndexFund/ BondFund, or a Target20XX Fund. The target funds are fairly recent products (<10 yrs), their allocation is tailored to your retirement yr, they are diversified, and they re-allocate in real-time - and the fees are low - I've never owned one but this is what I would use (if I were young).
Post Sun Sep 19, 2010 10:53 pm
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itmtra
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Hi,
You invest to any marketing trade because You can do to that works and good knowledge about them.


Last edited by itmtra on Wed Sep 29, 2010 11:30 am; edited 1 time in total
Post Mon Sep 27, 2010 11:56 am
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financegenie
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Hi i suggest you if you are planning to invest your money in stock and have to gain from your investment then invest in the stock for a longer period not for short term it is best policy to make profit of your investment.
Post Thu Sep 30, 2010 1:02 pm
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haydencook17
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I strongly recommend you consult your local library and take notes on the books of investment. Get more details you can read in a loan period, plowing through them, taking notes as you feel necessary, then go out and get some more. Most investment books follow very similar ideas, and you notice a trend over time. You can also try to stretch your reading the biography and entrepreneurship in your library. The more you read, the more ideas you can incorporate.
Post Mon Oct 04, 2010 6:26 am
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