| What does a credit report include? |
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perfectionj
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Location: USA
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| What does a credit report include? |
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What does a credit report include?
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Fri Jun 29, 2012 4:57 am |
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Iona99
Member
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Joined: 10 Jul 2012
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| What does a credit report include? |
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I have credit card. It decrease our problem. and we can purchase many thing at a time. no need to go at banks.
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Fri Jul 13, 2012 8:38 pm |
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Grace_P
New Member
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Joined: 17 Jul 2012
Location: London, UK
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Credit reports contain four pieces of data. They include personal information (name, address, contact telephone number, your date of birth, data concerning your current employment), public and collection records (for example, debts, bankruptcy, etc.), your previous credit history and inquiries.
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Tue Jul 17, 2012 1:58 pm |
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Destiny
Full Member
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Joined: 02 Feb 2012
Location: Utah
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A credit report is divided into 4 sections such as identifying information, credit history, public records and inquiries.
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Wed Jul 18, 2012 11:22 am |
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kayleemegn
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Joined: 20 Jul 2012
Location: New York
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A credit report includes your current credit score, negative marks if any and all positive marks such as information about on-time payments. This information helps creditor in determining your creditability and your eligibility for future loans.
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Fri Jul 20, 2012 8:05 am |
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Sabrina Gage
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Joined: 31 Dec 2010
Location: Canada
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Credit reports include your name, current and former address, employment, credit and loan histories, inquiries, collection records and public records such as bankruptcy filings and tax liens. Each of your credit card and loan records shows your payment history going back 7 years along with other account details such as your credit limit.
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Mon Jul 23, 2012 3:53 am |
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kayleemegn
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Joined: 20 Jul 2012
Location: New York
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A credit report has detailed information about your credit history( collections and public record items, history concerning credit , credit enquiries) along with your personal information ( your full name , social security number, date of birth, employment information, address etc) .
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Fri Aug 03, 2012 5:34 am |
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debedwards
Preferred Member
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Joined: 19 Aug 2011
Location: Connecticut
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These are the details included in your credit report:
Personal information - your name, address, date of birth, and employer
Credit account history - credit card company/lender, type of account, credit limit, balance, status, and two-year payment history
Public records - bankruptcy, tax liens, and judgments
Credit inquiries - creditor and date of inquiry
You can personalize your credit report by keeping your records away from the eyes of other companies. You need to understand that once you make an inquiry this will remain in your report up to two years.
elder care specialist | long term care insurance costs | life line screenings
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Fri Aug 17, 2012 1:38 pm |
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Tylertim
Contributing Member
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Joined: 07 Jul 2011
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| Hi |
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Credit report contains a lot of information regarding to your present financial situation. The credit score on a credit report is observed by the lender when you apply for a loan. If you have a good credit score, you will get some finance from lenders. otherwise your loan application will be rejected especially in case of banks. Actually the credit report contains the following information.
1. Credit card information like payments and balances history
2. Public nature & financial information like bankruptcy,tax payment dues etc..
3. Personal information like religion status, marital status etc.
4. Saving and account checking information
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Sun Aug 19, 2012 12:20 pm |
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benzmen
Full Member
Cash: $ 15.60
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Joined: 26 Dec 2011
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Credit report is a collective information about the personal identification like Name, Address, Contact Numbers, Birth date, Social security Number, Credit history,all the records of your payments, including any late payments, to banks, credit card companies, retailers and other lenders.
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Fri Oct 19, 2012 3:47 pm |
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credit_guy
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Joined: 23 Oct 2012
Location: Missouri
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Everyone above is totally spot on. What you need to watch for are INCORRECT things on your report that can really impact it. There are errors all over the place so be mindful of those. Even small errors can make a difference in your score.
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Tue Oct 23, 2012 3:40 pm |
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