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401k Allocations

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slasher
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401k Allocations  Reply with quote  

Which funds would you choose and how much percentage would you allocate from the list below for someone in their early 20's who is a risk taker?

Core Bond Enhanced Index/PIM Fund
Core Plus Bond/PIMCO Fund
Prudential IncomeFlex Target Balanced Fund
PIMCO All Asset Instl PAAIX
Vanguard Wellesley Income Fund (Admiral Shares)
Large Cap Value/LSV Asset Management Fund
QMA Large Cap Quantitative Core Equity Fund
Vanguard Institutional Index Fund -Institutional Shares
Calvert Social Investment Equity
Fidelity Contrafund
Polen Capital Large Cap Growth
QMA MidCap Quantitative Core Equity Fund
Small Cap Growth/ The Boston Co. Fund
Dodge & Cox International Fund
International Blend / Thornburg Fund
International Stock - Emerging Markets
Oppenheimer Developing Markets
Post Fri Mar 01, 2013 4:51 pm
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slasher
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My choices are ...

Vanguard Wellesley Income Fund (Admiral Shares)
Vanguard Institutional Index Fund -Institutional Shares
Fidelity Contrafund
Dodge & Cox International Fund
Oppenheimer Developing Markets
Post Fri Mar 01, 2013 4:54 pm
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oldguy
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You're in your 20's, I would be more agressive, I would avoid the Income Funds and invest that money agressively.

The Contrafundd & the Van Index are mostly redundant - extra paperwork, etc - but harmless.

As for the two international funds - maybe 15% to 20% is good, but don't over-allocate, currency exchanges, etc change over the decades.
Post Fri Mar 01, 2013 5:37 pm
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coaster
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www.morningstar.com can give you ratings on all those funds.

I'd forget the bond funds, too, at your age, if I was you.

~Tim~
Post Sat Mar 02, 2013 7:22 am
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Anton Martin
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Re: 401k Allocations  Reply with quote  

quote:
Originally posted by slasher
Which funds would you choose and how much percentage would you allocate from the list below for someone in their early 20's who is a risk taker?

Core Bond Enhanced Index/PIM Fund
Core Plus Bond/PIMCO Fund
Prudential IncomeFlex Target Balanced Fund
PIMCO All Asset Instl PAAIX
Vanguard Wellesley Income Fund (Admiral Shares)
Large Cap Value/LSV Asset Management Fund
QMA Large Cap Quantitative Core Equity Fund
Vanguard Institutional Index Fund -Institutional Shares
Calvert Social Investment Equity
Fidelity Contrafund
Polen Capital Large Cap Growth
QMA MidCap Quantitative Core Equity Fund
Small Cap Growth/ The Boston Co. Fund
Dodge & Cox International Fund
International Blend / Thornburg Fund
International Stock - Emerging Markets
Oppenheimer Developing Markets


Well as far as choosing funds from above list then one can choose following funds;
Fidelity Contrafund
Prudential IncomeFlex Target Balanced Fund
Calvert Social Investment Equity
International Blend / Thornburg Fund
International Stock - Emerging Markets

It is always better to research all funds before investing in it.

Good Luck...............


Last edited by Anton Martin on Tue Mar 19, 2013 12:28 pm; edited 1 time in total
Post Wed Mar 13, 2013 9:17 am
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Eric69
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I think you should think about "Passive Investing" with index funds with low fees.

Google the term and you'll see how many more portfolios are going this way and why? Actually it's nothing new really.

Reading and understanding how most managed funds don't beat the indexes over the long term has completely changed how I look at investing. Add their fee onto that and your returns are even less. Morning Star just rates funds by past performance.....not an intelligent way to choose how to invest

Furthermore there's no need to work with advisors which take even more if your investment gains. I mean advisors can be great but if you're just concerned about investing in mostly the indexes, there's no need to consult with them on a continual basis.

Just coming from somebody who watched his parents portfolio ( and my inheritance ) dwindle to nothing the past decade on bad advice. Smile

Books by Larry Swedroe changed everything for me....
Post Thu Mar 14, 2013 6:33 pm
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noah herman
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Re: 401k Allocations  Reply with quote  

Hi,

Thanks for sharing useful information.
cleared some doubts.

Thank you Smile
Post Tue Mar 26, 2013 9:40 am
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