I agree with you, it is not easy to save money if you don't have a fixed budget. My way works by writing down all expenses and evaluate them by the end of the day and then make necessary actions. This works for me.
Thu Jul 11, 2013 8:21 am
jamescruz Member
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Prepare a budget on your essential items and reduce spending on unnecessary stuffs. Making weekly trips to your grocery store using a well-planned shopping list can be more useful.
Sun Jul 14, 2013 2:32 pm
Gretta Nanette Member
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First you need to make some lists. Write down all your expenses, mortgage, rent, utilities, car payments, credit card, phone bills, cable, everything that you spend money on.Now take your list of items that you spend money.Now you easily save your money.
Mon Aug 19, 2013 8:08 am
ideasonfinancing New Member
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Re: Ideas to Save Money Fast
I always apply the 70-20-10 rule. This is where you allot 70% of your income to all your needs. 20% goes to your emergency fund. You only use this when you really have no choice. For example, your car broke down. The expenses are not included in the budget and this is where you get the money. It is not for entertainment, too. 10% goes directly to savings and there should be no question about that.
Tue Sep 10, 2013 5:11 pm
vkmsolution Contributing Member
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Best way is to save money is by making a budget this way you can monitor your expenses.
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Fri Jun 13, 2014 3:39 pm
Mark Robinson Contributing Member
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Location: Australia
Saving money is a very economical idea but it is really difficult to implement.We want to save money but due to our needs we are unable to save now a days because wages are low and for a mediocre and market is high in prices.We can still try to manage how to save money from our wages.We need to maintain our budget that how much expenses we will make in the forth coming month and how much we will save.We need to stop our extra expenses and our 'WANTS' just focus on basic necessities of life you will experience that you are saving some of your money by this procedure.Make different bank accounts one for normal use and other for savings this will show you the difference also how much you saved and how much you spent.I will recommend you to make an excel file and record your daily expenses and at the end of the month judge your results that how much you saved.
Fri Jun 20, 2014 2:25 pm
Mark Robinson Contributing Member
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Location: Australia
There are some easy ways to save money fast.You can also save money by opening a savings bank account.
Sat Jun 21, 2014 1:31 pm
stockbrokers Full Member
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I have 2 bank accounts, one for saving and one for spending, I move the balance to saving account as early as I get my monthly payment
At the risk of being too obvious, the first rule of saving is "Pay yourself First". B.Johnson's suggestion of having some money put directly into a savings account (or investment account will work too) makes a lot of sense. If you got a 10 or 20% pay reduction, you would somehow make do until it was the new normal. Treat yourself like you got a pay reduction and adjust. It helps if you put your savings into an account that is not easily accessible with your bank card or online.
Fri Sep 19, 2014 7:43 pm
rvalmeeki Preferred Member
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Set a budget on your essential items and reduce spending on unnecessary stuffs.
I work full time as an Operations Manager making about $65,000/year.
Living in LA, that's not really enough to live comfortably but it is enough to make ends meet. I don't want to work till I'm 70 so I was looking for other ways to make money so that I can save and invest in the stock market or real estate.
So I started building an online income and did nothing with that income but save and invest it.
I know you're probably not gonna want to do this but get another job.
Fri Mar 01, 2019 3:23 am
swipka777 Full Member
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You can save money by investing it. A lot of people are using bitcoins, altcoins etc to invest money in it. Then you can use https://fixedfloat.com/ exchange service to make currency operations. They are working with different popular crypto and currency as well.
