Joined: 11 Sep 2013
Location: Fairhope, AL
According to many, the foreclosure crisis is over, but donít try telling that to the thousands of Americans who are still fighting to keep their homes. While the worst of the foreclosure crisis may be behind us, many people are still struggling to recover. Just because the crisis is over on paper doesnít mean that people facing foreclosure arenít experiencing a crisis. For people struggling to make their payments, nothing is more overwhelming than the thought of losing their home. The home is for most people, a personís greatest financial investment. Losing it now is out of the question. If people approach foreclosure with that attitude and a willingness to fight to keep their home, thereís a good chance they can come out on top.
In America, weíre taught to work hard and be independent. These American ideals make it hard for many to seek help when it comes to avoiding foreclosure. When a homeowner is facing foreclosure, often the first tendency is to refuse help. While the idea that a homeowner can fight foreclosure alone is honorable, itís not exactly true. Foreclosure is a complicated process that the average person doesnít know a lot about. One of the best things a homeowner can do to avoid foreclosure is swallow his/her pride and seek the help of a foreclosure prevention counselor. With professional help on their side, homeowners have a much better chance at weathering the storm.
Watch out for scams
What many homeowners donít realize is that foreclosure is a public process. That means anybody can go to the records office and get information about people who are going through foreclosure. Scammers out to make an easy buck can get access to homeowners contact information. When people come calling with promises to stop the foreclosure process, itís a scam. Homeowners should be careful about who they choose to work with. A housing counselor will provide assistance for free. If a person offers to help for a fee or makes promises that canít really be guaranteed, theyíre just trying to profit off the desperate.
In a foreclosure, the homeownerís greatest ally is time. Early on in the process is the best time to seek help in fighting it. Unfortunately, early on in the process is when homeowners are least likely to realize they need the help. So even if a homeowner has only just fallen behind on mortgage payments, itís never a bad idea to seek help. Waiting only limits a homeownerís options.
links should be in your signature, otherwise your soliciting
Wed Sep 11, 2013 6:57 am
Cash: $ 2.00
Joined: 25 Sep 2013
Do you know your options for fighting foreclosure? Knowing these options can make all the difference when making a life changing decision. Whether you want to save your home or feel that it would be better to walk away will be the toughest choice you will have to make. When fighting foreclosure, one option is to seek professional help but when you are unable to make mortgage payments, it is hard to find the money to pay for legal proceedings. You can do it yourself through education and knowing your fighting foreclosure options.