askbank034
New Poster
Cash: $ 0.45
Posts: 2
Joined: 05 Apr 2017
Location: New Delhi |
Loan Advice |
|
|
The student loan is beneficial or not?
|
Wed Apr 05, 2017 11:40 am |
|
|
littleroc02us
Moderator
Cash: $ 384.35
Posts: 1891
Joined: 09 Feb 2009
|
The Federal or private loan, which one would you like to discuss. Or should I consider this post spam?
Risk comes from not knowing what you're doing. (Warren Buffet)
|
Wed Apr 05, 2017 2:30 pm |
|
|
Petert0204
Member
Cash: $ 2.40
Posts: 12
Joined: 24 Oct 2016
Location: Ludlow |
Loan Advice |
|
|
quote: Originally posted by littleroc02us The Federal or private loan, which one would you like to discuss. Or should I consider this post spam?
@littleroc02us: Can you please let me know the details about it?
I would like to know more about student loans as I am planning to get one for my daughter. She will be graduating soon. So I would be glad if you could provide me with the details.
|
Fri Apr 21, 2017 10:08 am |
|
|
christcorp
Preferred Member
Cash: $ 39.85
Posts: 199
Joined: 05 Mar 2015
Location: Wyoming |
|
|
|
I never recommend student loans. They are simply a bad investment. They aren't necessary. Not even counting the fact that 35% of college students with student loans use the money for wasteful purposes like "Studying Abroad".
There are so many universities that aren't as expensive that a student loan would be required. A student doesn't have to go to Harvard, Yale, Georgetown, or a number of other $50,000+ schools a year. For the price of one year there, you can get all 4 years paid at many other schools.
There's also a lot of scholarships and such available to students if you simply research. For most in-state students, a local university can be attended for between $10-$15,000 per year. If you live too far away to commute, yes it will cost about another $10-$12,000 for room and board, but you can find scholarships. Or the student can do a work program.
For most, there's also nearby community colleges where a student can go and get all of their core classes done for those 2 years; live at home; work part time and in the summer; and then finish up the last 2 years at the state University.
My daughter's roommate in college applied and received about 7-8 scholarships. Ranging from $1,000 - $3000 per year. She was able to pay for all of college and still had a couple hundred dollars a month left over for spending. There is every type of scholarship imaginable. They are available from the schools, from your local bank/credit union, clubs like the Elk's, Moose, Lion's, etc. Most people only think about the scholarships provided by the college/university and think it's always NEEDS BASED or MERIT SCHOLARSHIPS. Do some research. Start at Scholarships.com
Bottom line about going to college:
1. Not every job or career needs a college degree. Many of the skill trades don't require college degrees, and once in (Usually through an apprenticeship program) you can easily make $70-$100K a year.
2. There are plenty of scholarships out there if you look.
3. 95% of the time, unless you graduate college as the #1 student in your major, there is NO ADVANTAGE to going to an expensive school like Harvard, Princeton, Yale, Stanford, etc. vs going to your local state University.
4. As such, if you are going to get a student loan, save it for if you need an advanced degree. You don't need to take a loan out for an undergraduate degree.
5. If a student busts their A$$ in high school, they should be able to get scholarships for most schools. Learn to play the diversity game. NOT RACE AND GENDER; although that can help. What I mean is, apply to schools far away, that have very few students from your state. E.g. If you live in Wyoming, Colorado, Dakotas, Montana, Idaho, etc. consider applying to the University of Vermont, Maine, etc. Because you are a UNIQUE STUDENT, they are more likely to accept you for diversity and offer you scholarships. But if you're applying to your high end college nearby, along with 10,000 others, there's NOTHING SPECIAL about you.
The list goes on. Point is, you don't need student loans. Because you don't NEED to be going to a school that costs that much money. There are plenty of less expensive school options and numerous scholarships if you look into it.
|
Tue Apr 25, 2017 3:59 pm |
|
|
loanpaidcompany
New Poster
Cash: $ 0.40
Posts: 2
Joined: 13 Jul 2017
Location: usa |
Personal loans
If you want to borrow money and pay back a fixed amount every month, a personal loan is one option. Here’s what you need to think about before you borrow and how to make sure you get the best deal for you try loanpaiddottk or loanpaidcompany@financier.com and see if may be interested.
Thanks
|
Thu Jul 13, 2017 10:27 am |
|
|
MaryLopez
New Member
Cash: $ 0.80
Posts: 4
Joined: 07 Aug 2017
Location: USA |
Yes, student loans are beneficial for a number of reasons.
|
Mon Aug 07, 2017 4:34 am |
|
|
AdamMilne
First Time Poster
Cash: $ 0.20
Posts: 1
Joined: 12 Sep 2017
Location: London |
Student Loan is beneficial if you are getting some professional qualification like Doctor, Engineering, Accountant or It related qualifications which help you to repay the loans once you complete the studies. Essay Writers Uk, the student should find that lending department who offer at a lower rate instead of going with the big amount.
|
Tue Sep 12, 2017 6:17 am |
|
|
loaninpune
New Member
Cash: $ 0.80
Posts: 4
Joined: 10 Nov 2017
Location: Pune Maharashtra India |
With that in mind, we give you the biggest reasons why student loans.are not be beneficial.
1. Unlike with other types of debt, your student loans (in most cases) won’t disappear if you end up filing for bankruptcy because you can’t afford to pay them back.
2. The interest rates on student loans are much higher than on most other types.
http://loaninpune.com/
|
Fri Nov 10, 2017 7:24 am |
|
|
missjuliegoa@gmail.com
First Time Poster
Cash: $ 0.20
Posts: 1
Joined: 03 Jan 2018
Location: United States |
Impressive Article |
|
|
I am so delighted to read this valuable post. Nice article sir. Thanks a lot for this amazing article. Escorts in Goa
|
Wed Jan 03, 2018 6:17 am |
|
|
cerysperry090
First Time Poster
Cash: $ 0.20
Posts: 1
Joined: 15 Mar 2018
Location: London |
Pay Someone To Write My Essay UK |
|
|
Are you unable to research thoroughly into a topic, as you’re running short on time and energy? Then, in such circumstances, the best bet is to make use of a facility such as Write My Essays. As this facility can come through on your ‘Who will Pay Someone To Write My Essay UK?’ thoughts with due diligence, due to their adept researchers and writers who imbue quality into their work.
|
Thu Mar 15, 2018 4:56 am |
|
|
Jacob martin
New Poster
Cash: $ 1.00
Posts: 2
Joined: 23 Feb 2018
|
Enron Collapse case analysis |
|
|
My friend recommended this blog and he was totally right keep up the good work
Enron Collapse case analysis
|
Wed Mar 21, 2018 6:50 am |
|
|
|