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Help! Please help me if you have any solutions or advice!...

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Money Talk > Credit & Loans

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designsomething
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Help! Please help me if you have any solutions or advice!...  Reply with quote  

Hi, my name is Tracie and I'm a sophmore in college but I've been going on and off to school for several years. I've had to move out on my own and have no other place to live. I can't get a job right now because I have severe OCD (Over Compulsive Disorder.) This means I can't handle just any job where I might come in contact with blood or germs etc. I've been looking for a job that I can handle, but in the meantime I've been trying to get loans and continue in school. So I don't currently have a job and I have nobody at all who can co-sign a loan. I recently applied for several loans and they said that I don't have enough credit history, but I've been getting loans all this time without a co-signer. I had sufficient history then, but now I don't? It doesn't make sence. Anyway, my situation now is that I'm already 40-50 thousand dollars in debt and if I can't find loans to finish school then I became $50,000 in debt for nothing. No degree to help me earn a decent job to pay it back. I'll have to drop out and declare bankruptsy and work a dead-end job forever trying to pay off my debt. Please, if any one has any advice as far as how to get a laon without a job or co-signer, or any sort of advice, please help me and I will be forever greatful. Thanks for listening.

Sincerely,

-Tracie
Post Sat Sep 17, 2005 5:56 am
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ushomeloans
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how do you go to college with OCD? I dont know much if any about it, but it has germs all over the place. Guessing drinking fountains are not for you.
Also, work from home, on anything you can go to monster and look around
Post Tue Sep 20, 2005 7:36 pm
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Rolo
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When did they change it from "Obsessive-Compulsive" to "Over Compulsive"?

"Expect me when you see me."
Post Wed Sep 21, 2005 3:20 am
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cmpolis
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quote:
Originally posted by Rolo
When did they change it from "Obsessive-Compulsive" to "Over Compulsive"?

Lol
Post Wed Sep 21, 2005 5:15 am
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DebtFreeDude
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Tracie:

It saddens me to hear about your challenges. I am very confident that you will find a way to work through this, however. Just stay calm and open-minded enough to entertain ideas that may be "outside the box" of your current thinking.

There are many ways to generate income from your home on the internet. We actually have one that we have used very successfully in the past (www.TheyCloseTheSale.com) but it does require an initial investment. In the beginning, you may need to focus on programs that do not.

By the way, as you take out additional loans working through school, your "debt-to-income" ratio will continue to move in an undesirable direction, until you will no longer qualify for additional money (unless previous debt is retired). That might explain why you were apparently "cut-off" from additional financing.

I wish you the very best in conquering your medical challenge!

Namaste'

Larry
Post Thu Sep 22, 2005 3:00 pm
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