| Fighting your credit report |
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nomav6
Full Member
Cash: $ 6.14
Posts: 65
Joined: 27 Jun 2004
Location: kentucky
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| Fighting your credit report |
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just got turned down for a loan, they told me I had two collections on my credit report, and I knew that was wrong because I've only taken out one loan before, and I always paid on time, so I got a copy of my report and there was two on there, but they were not from me, so Im guessing someone get enough information about me to get some money in my name, is this going to be hard to fight, and does anyone have any tips on fighting it, it was 4 years ago when they got the money in my name, right after I got out of high school.
thanks
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Sun Jun 27, 2004 6:48 am |
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nomav6
Full Member
Cash: $ 6.14
Posts: 65
Joined: 27 Jun 2004
Location: kentucky
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I contacted them and found out that its from some medical bill that I never recieved, going to contact the clinic as soon as I find their number so I can get it worked out, thanks for the help, aslo I got my credit score does anyone know a place that I can put in my score and how much I make to find out how much I can get for a loan. thanks again.
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Tue Jun 29, 2004 3:19 pm |
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nomav6
Full Member
Cash: $ 6.14
Posts: 65
Joined: 27 Jun 2004
Location: kentucky
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they told me I didn't owe the money and gave me a number to call to have it removed from my credit report 
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Thu Jul 08, 2004 11:56 am |
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Andrew
Admin
Cash: $ 467.10
Posts: 1717
Joined: 02 Nov 2003
Location: Texas
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Hey that's great! Good luck with cleaning up those 3 reports!
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Thu Jul 08, 2004 1:16 pm |
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nomav6
Full Member
Cash: $ 6.14
Posts: 65
Joined: 27 Jun 2004
Location: kentucky
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and here I am a couple weeks later, I called the number and told them to remove it, they said they couldn't remove it unless the medical place calls and tells them too, and that even if the place calls to tell them that it was a mistake all they can do is show that I don't owe it anymore but it will probably still be on my record causing my credit to still be bad, so I called the medical place back and told them, and they said they would have to check some old paper work and to call back tomorrow, so when tomorrow came I called back and they said to call back in a week, finally I was able to get an answer out of them a week later and they told me that I was right and they had no record of me being there and that they would call to tell the collection agency, I still have the number for the collection agency so I'm going to give them about 4 more days and then call to make sure it was taken care of and to see if its going to dispear or if its just going to show that it has been paid, if it did dispear then yay me, but if not it looks like I'm going to have to find a way to get it off, any tips.
thanks
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Fri Jul 30, 2004 6:57 am |
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mancemck
New Member
Cash: $ 1.80
Posts: 9
Joined: 06 Sep 2005
Location: Florida
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Contact the credit bureaus and dispute the items as not yours. Legally they have thirty days to respond. If they send you a stall letter keep on them like they owe you money.
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Fri Sep 23, 2005 9:38 pm |
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